540 Simpson Cir, Mendenhall, MS 39114 Property Records

Simpson County property record for 540 Simpson Cir, Mendenhall, MS 39114

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,242 sqft · built 1965
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on File
Last Sale	$371,070 (Jun 2026)
Tax Bill	$1,929 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3041B000310000200200`

Property Details

APN / Parcel Number

Primary APN	`3041B000310000200200`
Alternative APN	`5204`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,242 sqft Adjusted Area
1st Floor Area	2,782 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	91,476 sqft (2.1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	540 SIMPSON CIR
City	MENDENHALL
State	MS
Zip	39114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.1 AC PT E1/2 NW1/4 NW1/4 S OF RD UNPLATTED LAND SEC 1-1-4 DB 529-568 67 DB 580-75 72
Legal Range	04E
Legal Township	01N
Legal Section	01
Jurisdiction	SIMPSON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1008
Census Tract	950102

Owner

540 Simpson Cir is owned and occupied by two individuals who bought it in June 2026.

Source: Simpson County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 443, SUMRALL, MS 39482-0443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Deed Document Number	20262191
Deed Book / Page	2536 / 685
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SIMPSON MS
Recording Date	Jun 2, 2026
Document Number	0000002191
Book / Page	2536 / 685
Instrument Date	May 29, 2026
Instrument	20262191
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000002192,
Date	Jun 2, 2026
Instrument	20262192

Lender

Name	FIRST OPTION MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 540 Simpson Cir was $1,929 with a homeowner's exemption, up 12.7% from the year before.

Source: Simpson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Simpson County
Municipality	Mendenhall City
Unified School District	Simpson County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,929.00 (+12.74%) Homeowner's exemption	$15,431 (+10.36%)	$154,310 (+10.36%) Land $11,090 Building $143,220
2024	$1,711.00 (+0.41%) Homeowner's exemption	$13,982 (-2.34%)	$139,820 (-2.34%) Land $11,090 Building $128,730
2023	$1,704.00 (-0.29%) Homeowner's exemption	$14,317 (-)	$143,170 (-) Land $11,090 Building $132,080
2022	$1,709.00 Homeowner's exemption	$14,317	$143,170 Land $11,090 Building $132,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 540 Simpson Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Simpson Cir is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POPLAR SPRINGS WATER DISTRICT public/private · serves 1,188 people · EPA ID MS0640012
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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