540 Sharar Ave, Opa Locka, FL 33054 Property Records

Miami-Dade County property record for 540 Sharar Ave, Opa Locka, FL 33054

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 975 sqft · built 1953
Lot Size	0.174 acres (7,579 sqft)
Owner	Individual Name on File
Last Sale	$185,600 (Jan 2018)
Tax Bill	$3,981 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`08-2121-004-1480`

Property Details

APN / Parcel Number

Primary APN	`08-2121-004-1480`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	975 sqft Living Area
Gross Area	1,108 sqft
1st Floor Area	975 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	130 ft deep x 58.3 ft wide
Patio Area	680 sqft

Location & Zoning

Street Address	540 SHARAR AVE
City	OPA LOCKA
State	FL
Zip	33054-3362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	OPA LOCKA 2ND REV PL NO 2 THAT PT TR A AKA LOT 3 LESS NE 17 FT & NE27FT LOT 4 PB 34-67 BLK 90PB 34-76 LOT SIZE 58.300 X 130 OR 18956-2994 01 2000 4 COC 25967-2364 09 2007 1
Legal Range	41E
Legal Township	52S
Legal Section	21
Legal Subdivision	OPA LOCKA 2ND REV PL NO 2
Legal Tract	A
Legal Block	3
Legal Lot Number	3,4
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3014
Census Tract	504

Owner

540 Sharar Ave is owned and occupied by an individual who bought it in January 2018.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	540 SHARAR AVE, OPA LOCKA, FL 33054-3362
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · FHA Mortgage HOMETAP EQUITY PARTNERS LLC
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Oct 8, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jan 4, 2018	Warranty Deed, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2018 · Amount on File
Deed Sale	Jan 4, 2018 · Amount on File
Prior Sale	Jun 6, 2011 · Amount on File
Deed Document Number	20187851
Deed Book / Page	30816 / 3444
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	540 SHARAR AVE, OPA LOCKA, FL 33054-3362
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081260
Date	Jan 31, 2024
Book Page	34074/2837
Instrument	2024R0081260

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02116

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	540 SHARAR AVE, OPA LOCKA, FL 33054-3362
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 SHARAR AVE, OPA LOCKA, FL 33054-3362

Mortgage

Document Number	0000700946
Date	Sep 22, 2021
Book Page	32750/699
Instrument	2021R0700946

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	540 SHARAR AVE, OPA LOCKA, FL 33054-3362
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000473571
Date	Aug 6, 2018
Book Page	31088/4559
Instrument	2018R0473571

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	540 SHARAR AVE, OPA LOCKA, FL 33054-3362
Document Number	0000667300
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 SHARAR AVE OPA LOCKA FL 330543362, OPA LOCKA, FL 33054-3362

Mortgage

Document Number	0000667300
Date	Oct 24, 2019
Book Page	031660/004241
Instrument	667300

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jan 4, 2018
Property Address	540 SHARAR AVE, OPA LOCKA, FL 33054-3362
Document Number	0000007851
Book / Page	30816 / 3444
Map Reference	MB 34 PG 67
Instrument Date	Dec 21, 2017
Instrument	2018R0007851
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,113.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	633 SHARAR AVE, 633, OPA LOCKA, FL 33054-3363

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 SHARAR AVE, OPA LOCKA, FL 33054-3362

Mortgage

Document Number	0000007852
Date	Jan 4, 2018
Instrument	2018R0007852

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 540 Sharar Ave was $3,981 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Opa-locka City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,981.00 Homeowner's exemption	$176,733	$310,200 Land $207,336 Building $102,864
2023	$6,135.00 (+2.87%) Homeowner's exemption	$166,751 (+3%)	$234,864 (+12.64%) Land $131,941 Building $102,923
2022	$5,964.00 Homeowner's exemption	$161,895	$208,506 Land $105,553 Building $102,953

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Sharar Ave in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1992–2000)
Most Recent Claim	Oct 2000 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 540 Sharar Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OPA LOCKA serves 16,479 people · EPA ID FL4131001
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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