540 Shamrock Rd, Brandenburg, KY 40108 Property Records

Meade County property record for 540 Shamrock Rd, Brandenburg, KY 40108

Property Summary

Property Type	Residential Vacant Land
Lot Size	5.3 acres (230,953 sqft)
Owner	Individual Name on File
Last Sale	$244,300 (Dec 2019)
Tax Bill	$2,284 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`113-00-00-107`

Property Details

APN / Parcel Number

Primary APN	`113-00-00-107`
Alternative APNs	`0020478` `020478`

Exterior

Lot Area	230,953 sqft (5.3 acres)

Location & Zoning

Account Number	020478
Street Address	540 SHAMROCK RD
City	BRANDENBURG
State	KY
Zip	40108-9307
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SHAMROCK HILLS 6,7,8 (5+AC)&HOUSE
Legal Subdivision	SHAMROCK HILLS SUBDIVISION
Jurisdiction	MEADE KY
Township / Civil Division	BRANDENBURG
Census Block Group	2
Census Block	2013
Census Tract	970401

Owner

540 Shamrock Rd, residential vacant land, is owned and occupied by an individual who bought it in December 2019.

Source: Meade County records, as of May 12, 2026

Owner of Record	Individual Name on File
Mailing Address	540 SHAMROCK RD, BRANDENBURG, KY 40108-9307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Apr 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage WESBANCO BANK INC
Feb 10, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Dec 2, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 4, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Nov 12, 2024	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Dec 26, 2019	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2019 · Amount on File
Deed Sale	Dec 26, 2019 · Amount on File
Prior Sale	Aug 7, 2008 · Amount on File
Deed Document Number	2019240981
Deed Book / Page	917 / 251
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE KY
Recording Date	Apr 30, 2026
Property Address	540 SHAMROCK RD, BRANDENBURG, KY 40108-9307
Document Number	0000381643
Book / Page	1220 / 319
Instrument Date	Apr 24, 2026
Instrument	2026381643
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 SHAMROCK RD, BRANDENBURG, KY 40108-9307

Mortgage

Document Number	0000381643,
Date	Apr 30, 2026
Book Page	1220/319
Instrument	2026381643

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE KY
Property Address	540 SHAMROCK RD, BRANDENBURG, KY 40108-9307
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000859/360
Date	Apr 10, 2018
Book Page	859/360
Instrument	231283

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	ELIZABETHTOWN, KY 42701

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 6, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE KY
Property Address	540 SHAMROCK RD, BRANDENBURG, KY 40108-9307
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000976/440
Date	Feb 10, 2021
Book Page	976/440
Instrument	248330

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE KY
Property Address	540 SHAMROCK RD, BRANDENBURG, KY 40108-9307
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	CMC SETTLEMENT SERVICES, AMC SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1026/183
Date	Dec 2, 2021
Book Page	M1026/183
Instrument	254247

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE KY
Property Address	540 SHAMROCK RD, BRANDENBURG, KY 40108-9307
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1067/254
Date	Oct 4, 2022
Book Page	M1067/254
Instrument	261095

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE KY
Property Address	540 SHAMROCK RD, BRANDENBURG, KY 40108-9307
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 SHAMROCK RD, BRANDENBURG, KY 40108-9307

Mortgage

Document Number	00M1152/20
Date	Nov 12, 2024
Book Page	M1152/20
Instrument	303181

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	4120 W DIVERSEY AVE STE C501, CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2054

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MEADE KY
Recording Date	Dec 26, 2019
Property Address	540 SHAMROCK RD, BRANDENBURG, KY 40108-9307
Document Number	000917/251
Book / Page	917 / 251
Map Reference	MB 2 PG 52
Instrument Date	Dec 20, 2019
Instrument	240981
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	BLUEGRASS LAND TITLE, BLUCGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 LANGLEY TRCE, ELIZABETHTOWN, KY 42701-6743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 SHAMROCK RD, BRANDENBURG, KY 40108-9307

Mortgage

Document Number	0000240982
Date	Dec 26, 2019
Instrument	240982

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 540 Shamrock Rd was $2,284.

Source: Meade County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Meade County
Unified School District	Meade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,284.00	$250,900 (-)	$250,900 (-)
2024	$2,284.00 (-19.86%) Additional exemption filed	$250,900 (+2.7%)	$250,900 (+2.7%)
2023	$2,850.00 (-0.11%)	$244,300 (-)	$244,300 (-)
2022	$2,853.00	$244,300	$244,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Shamrock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Shamrock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEADE COUNTY WATER DISTRICT serves 33,313 people · EPA ID KY0820369
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Feb 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Nearby Properties on Shamrock Rd

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