540 Serenade Cir E, Jacksonville, FL 32225 Property Records

Duval County property record for 540 Serenade Cir E, Jacksonville, FL 32225

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,589 sqft · built 1990
Lot Size	0.212 acres (9,230 sqft)
Owner	Individual Name on Record
Last Sale	$223,000 (Oct 2016)
Tax Bill	$3,364 (2025)
Deeds & Mortgages	Jul 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162204-9200`

Property Details

APN / Parcel Number

Primary APN	`162204-9200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,589 sqft Living Area
Gross Area	2,072 sqft
1st Floor Area	1,589 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,230 sqft (0.212 acres)
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	158 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	540 SERENADE CIR E
City	JACKSONVILLE
State	FL
Zip	32225-3951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD-A
Legal Description	45-12 14-2S-28E WEDGWOOD ESTATES LOT 40
Legal Range	28E
Legal Township	02S
Legal Section	14
Legal Subdivision	WEDGWOOD ESTATES
Legal Lot Number	40
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1002
Census Tract	14336

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 SERENADE CIR E, JACKSONVILLE, FL 32225-3951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2016 · Amount on Record
Deed Sale	Oct 12, 2016 · Amount on Record
Prior Sale	Apr 28, 2014 · Amount on Record
Deed Document Number	2016234156
Deed Book / Page	17738 / 2236
Prior Transfer Date	Aug 1, 2013
Prior Transfer Doc	0164811370
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	540 SERENADE CIR E, JACKSONVILLE, FL 32225-3951
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 SERENADE CIR E, JACKSONVILLE, FL 32225-3951

Mortgage

Document Number	0198342191
Date	Jul 27, 2021
Book Page	19834/2191
Instrument	2021192665

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,169 (+2.7%)	$314,657 (-7.49%) Land $110,696 Building $203,961
2025	$3,364.00 (+8.03%) Homeowner's exemption	$209,513 (+5.99%)	$340,118 (+7.67%) Land $110,000 Building $230,118
2024	$3,114.00 (+2.98%)
2023	$3,024.00 (+9.37%) Homeowner's exemption	$197,679 (+3%)	$315,898 (+10.68%) Land $90,000 Building $225,898
2022	$2,765.00 Homeowner's exemption	$191,922	$285,405 Land $70,000 Building $215,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	83 in force
Nearby Flood Claims	4 (2015–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20