540 Schultz Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 540 Schultz Rd, Elma, NY 14059

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1948
Lot Size	0.965 acres (42,025 sqft)
Owner	2 Company Names on Record
Tax Bill	$946 (2025)
Deeds & Mortgages	Aug 2020 Transfer Jul 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`144200 146.00-4-10.2`

Property Details

APN / Parcel Number

Primary APN	`144200 146.00-4-10.2`
Alternative APN	`42001460000004010000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	876 sqft
Upper Floors Area	180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	42,025 sqft (0.965 acres)
Lot Dimensions	283 ft deep x 159 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft
Pole Barn	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	540 SCHULTZ RD
City	ELMA
State	NY
Zip	14059-9259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Subdivision	HOLLAND LAND COMPANY S SURVEY
Legal Block	4
Legal Lot Number	10.200
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	1
Census Block	1026
Census Tract	14101

Owner

Source: Erie County and Elma Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	540 SCHULTZ RD, ELMA, NY 14059-9259
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 17, 2019	Trustee's Deed, Construction Loan · Construction Mortgage CITIZENS BK NA
Feb 5, 2019	Quit Claim Deed, Transfer EASTERN ABSTRACT/NY INC, EASTERN ABS/NY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 25, 2020
Transfer Doc	0113640943
Record Updated	Jun 8, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE NY
Recording Date	Aug 7, 2020
Property Address	540 SCHULTZ RD, ELMA, NY 14059-9259
Document Number	0113640943
Book / Page	011364 / 000943
Instrument Date	Jul 25, 2020
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	540 SCHULTZ RD ELMA NY 140599259, ELMA, NY 14059-9259

July 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ERIE NY
Recording Date	Jul 17, 2019
Property Address	540 SCHULTZ RD, ELMA, NY 14059-9259
Document Number	0139031436
Book / Page	013903 / 001436
Instrument Date	Jul 17, 2019
Transaction Type	Construction Loan
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 SCHULTZ RD ELMA NY 140599259, ELMA, NY 14059-9259

Mortgage

Document Number	139031436
Date	Jul 17, 2019
Book Page	013903/001436

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE NY
Recording Date	Feb 5, 2019
Property Address	540 SCHULTZ RD, ELMA, NY 14059-9259
Document Number	0113406467
Book / Page	011340 / 006467
Instrument Date	Jan 18, 2019
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	EASTERN ABSTRACT/NY INC, EASTERN ABS/NY INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	540 SCHULTZ RD ELMA NY 140599259, ELMA, NY 14059-9259

Tax Assessment & Valuation

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$946.00 (-71.59%)	$6,000 (-) Land $1,000 Building $5,000	$230,750 (+3.84%) Land $38,458 Building $192,292
2024	$3,330.00	$6,000 (-) Land $1,000 Building $5,000	$222,222 (+3.7%) Land $37,037 Building $185,185
2023		$6,000 (-) Land $1,000 Building $5,000	$214,286 (+15%) Land $35,714 Building $178,572
2022		$6,000 Land $1,000 Building $5,000	$186,335 Land $31,056 Building $155,279
2021	$2,284.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1979–2004)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Aug 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Schultz Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures