540 Sandy Pointe Pl, Ashland, NE 68003 Property Records

Saunders County property record for 540 Sandy Pointe Pl, Ashland, NE 68003

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,653 sqft · built 2017
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on File
Tax Bill	$10,112 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2979-24-4-20514-000-0059`

Property Details

APN / Parcel Number

Primary APN	`2979-24-4-20514-000-0059`
Alternative APN	`003810059`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,653 sqft Living Area
1st Floor Area	2,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Attached
Garage Area	1,185 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	540 SANDY POINTE PL
City	ASHLAND
State	NE
Zip	68003-7434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 169 SANDY POINTE DEV; MAP NUMBER: 2979-24-4-20514-000-0059
Legal Range	09
Legal Township	13
Legal Section	02
Legal Subdivision	ASHLAND-SANDY POINTE DEV
Legal Lot Number	169
Jurisdiction	SAUNDERS NE
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2221
Census Tract	968400

Owner

540 Sandy Pointe Pl is owned by an individual who acquired it in April 2018.

Source: Saunders County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	8101 S 34TH ST, LINCOLN, NE 68516-4827
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION BK&TR
May 28, 2020	Loan Modification, Mortgage UNION BK&TR
Apr 10, 2018	Quit Claim Deed, Transfer UNION BK&TR
Jul 28, 2017	Trustee's Deed, Construction Loan · Line of Credit UNION BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 6, 2018
Transfer Doc	0000004140
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	540 SANDY POINTE PL, ASHLAND, NE 68003-7434
Document Number	0005360177
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	UNION TITLE CORPORATION, UNION TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	540 SANDY POINTE PL ASHLAND NE 680037434, ASHLAND, NE 68003-7434

Mortgage

Document Number	0005360177
Date	Jun 1, 2020
Book Page	000536/000177
Instrument	6028

Lender

Name	UNION BK&TR
Type	Bank
Address	LINCOLN, NE 68506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAUNDERS NE
Property Address	540 SANDY POINTE PL, ASHLAND, NE 68003-7434
Document Number	0005360043
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	540 SANDY POINTE PL ASHLAND NE 680037434, ASHLAND, NE 68003-7434

Mortgage

Document Number	0005360043
Date	May 29, 2020
Book Page	000536/000043
Instrument	5552

Lender

Name	UNION BK&TR
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Term	60 Months
Due	May 28, 2025

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUNDERS NE
Recording Date	Apr 10, 2018
Property Address	540 SANDY POINTE PL, ASHLAND, NE 68003-7434
Document Number	0005020906
Book / Page	000502 / 000906
Instrument Date	Apr 6, 2018
Instrument	140
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8101 S 34TH ST LINCOLN NE 685164827, LINCOLN, NE 68516-4827

Mortgage

Document Number	5020951
Date	Apr 10, 2018
Book Page	000502/000951
Instrument	149

Lender

Name	UNION BK&TR
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 9, 2023

Mortgage

Document Number	5020907,
Date	Apr 10, 2018
Book Page	000502/000907
Instrument	141

Lender

Name	UNION BK&TR
Type	Bank
Address	LINCOLN, NE 68506

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2048

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAUNDERS NE
Recording Date	Jul 28, 2017
Property Address	540 SANDY POINTE PL, ASHLAND, NE 68003-7434
Document Number	0004921227
Book / Page	000492 / 001227
Instrument Date	Jul 21, 2017
Instrument	857
Transaction Type	Construction Loan
Record Updated	Aug 29, 2018
Title Company	UNION TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8101 S 34TH ST LINCOLN NE 685164827, LINCOLN, NE 68516-4827

Mortgage

Document Number	4921227
Date	Jul 28, 2017
Book Page	000492/001227
Instrument	857

Lender

Name	UNION BK&TR
Type	Bank
Address	3643 S 48TH ST, LINCOLN, NE 68506-4341

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 540 Sandy Pointe Pl was $10,112.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Clear Creek Township
Unified School District	Ashland-Greenwood Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,112.00	$1,070,831 Land $185,000 Building $885,831	$1,070,831 Land $185,000 Building $885,831
2023	$12,201.00	$1,020,800 Land $185,000 Building $835,800	$1,020,800 Land $185,000 Building $835,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Sandy Pointe Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 136 policies
Nearby Flood Policies	136 in force
Nearby Flood Claims	119 (1978–2024)
Claims Outside the SFHA	45 of 119
Most Recent Claim	Jul 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 27 claims Ice Jams & Flooding, Mar 1993 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Sandy Pointe Pl is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 69% of Nebraska
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDY POINTE LAKE DEVELOPMENT private · serves 100 people · EPA ID NE3121401
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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