Lawrence County property record for 540 Saint Joe St, Spearfish, SD 57783
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,456 sqft · built 1979 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,624 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 32710-00000-480-00 |
| Primary APN | 32710-00000-480-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 57,499 sqft (1.32 acres) |
| Lot Dimensions | 311 ft deep x 185 ft wide |
| Total Buildings | 3 Buildings |
| Account Number | R20450 |
|---|---|
| Street Address | 540 SAINT JOE ST |
| City | SPEARFISH |
| State | SD |
| Zip | 57783-1954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOEN STONE ADDITION LOTS 48 & 49 PLAT BK1 PG286 |
| Legal Subdivision | THOEN STONE ADDITION |
| Legal Lot Number | 48-49 |
| Jurisdiction | LAWRENCE SD |
| Township / Civil Division | SPEARFISH |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 966303 |
Source: Lawrence County assessment roll, as of September 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 SAINT JOE ST, SPEARFISH, SD 57783-1954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Lawrence County assessment roll, as of September 2, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lawrence County |
| Municipality | Spearfish City |
| Unified School District | Spearfish School District 40-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,624.00 (-3.31%) | $337,190 (+16.28%) Land $61,600 Building $275,590 | |
| 2024 | $3,748.00 (-5.04%) | ||
| 2023 | $350,320 Land $61,600 Building $288,720 | ||
| 2022 | $3,947.00 | $289,970 Land $61,600 Building $228,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 60% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPEARFISH serves 13,803 people · EPA ID SD4600311 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 1,250 / 250 |
| Clarity Telecom Cable · Fiber in parts of the area | 1,000 / 30 |
| BHT Investment Holdings Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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