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540 S Willowspring Dr, #42, Encinitas, CA 92024 Property Records

San Diego County property record for 540 S Willowspring Dr, #42, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 2000
Square Footage2,890 sqft Living Area
Lot Size7,700 sqft (0.177 acres)
GarageCarport
Last Sale$626,500 (2010)
Tax Bill$14,102.00 (2025)

Property Details

APN / Parcel Number

Primary APN259-441-04-00

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,890 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area7,700 sqft (0.177 acres)
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address540 S WILLOWSPRING DR, 42
CityENCINITAS
StateCA
Zip92024-4101
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 204 TR 007714
Legal SubdivisionENCINITAS ESTATES
Legal Tract007714
Legal Block4
Legal Lot Number204
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup4
Census Block4001
Census Tract17403

Owner

Source: San Diego County records · APN 259-441-04-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address343 AVENIDA DE LAS ROSAS, ENCINITAS, CA 92024-4717
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 06, 2026Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 06, 2018Deed of Trust, Mortgage · Line of Credit
CALIFORNIA CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2010 · Amount on Record
Deed SaleAug 31, 2010 · Amount on Record
Prior SaleMay 28, 2010 · Amount on Record
Deed Doc Number2010455327
Prior Transfer DateJul 25, 2005
Prior Transfer Doc0000714106
Record RefreshedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address540 S WILLOWSPRING DR # 42, 42, ENCINITAS, CA 92024-4101
Transaction TypeMortgage
Record UpdatedFeb 16, 2026
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 S WILLOWSPRING DR 42, 42, ENCINITAS, CA 92024-4101
InvestorPossibly a Property Investor

Mortgage

Document Number0000034340
DateFeb 06, 2026
Instrument2026-0034340
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address540 S WILLOWSPRING DR, ENCINITAS, CA 92024-4101
Transaction TypeMortgage
Record UpdatedOct 08, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 S WILLOWSPRING DR, ENCINITAS, CA 92024-4101

Mortgage

Document Number0000684310
DateSep 29, 2021
Instrument2021-0684310
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address540 S WILLOWSPRING DR, ENCINITAS, CA 92024-4101
Document Number0000097225
Instrument DateMar 06, 2018
Transaction TypeMortgage
Record UpdatedMar 20, 2018
Title CompanyCALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address540 WILLOWSPRING DR S ENCINITAS CA 920244101, ENCINITAS, CA 92024-4101

Mortgage

Document Number0000097225
DateMar 13, 2018
Instrument97225
Lender
NameCALIFORNIA CU
TypeCredit Union
AddressGLENDALE, CA 91209-9100
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 12, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,241,861 (+2%) Land $548,848 Building $693,013
2025$14,102.00 (+63.26%)$1,217,512 (+57.84%) Land $538,087 Building $679,425
2023$8,638.00 (+2.43%) Homeowner's exemption$771,352 Land $517,194 Building $254,158
2022$8,433.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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