Cook County property record for 540 S Westgate Rd, Des Plaines, IL 60016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,251 sqft · built 1965 |
| Lot Size | 0.158 acres (6,875 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Jul 2018) |
| Tax Bill | $7,957 (2023) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 09-18-306-011 |
| Primary APN | 09-18-306-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,251 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,875 sqft (0.158 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 540 S WESTGATE RD |
|---|---|
| City | DES PLAINES |
| State | IL |
| Zip | 60016-2949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (GOLF) TERRACE (UNIT2) RESUB PTS LTS 1&2 IN CIRCUIT C OURT COMMISSIONERS PARTITION OF LANDS OF CHRIST MOELLER ESTATE IN SW SE |
| Legal Range | 12E |
| Legal Township | 41N |
| Legal Section | 18 |
| Legal Subdivision | GOLF TERRACE UNIT2 |
| Legal Lot Number | 1,2 |
| Legal Unit | 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | MAINE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 806102 |
540 S Westgate Rd is owned and occupied by an individual who bought it in July 2018.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 S WESTGATE RD, DES PLAINES, IL 60016-2949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2020 | Deed of Trust, Mortgage NETWORK FNDG |
| Jul 16, 2018 | Warranty Deed, Transfer · Conventional with PMI NETWORK FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2018 · Amount on File |
| Deed Sale | Jul 16, 2018 · Amount on File |
| Prior Sale | Jun 3, 2014 · Amount on File |
| Deed Document Number | 201819374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 540 S WESTGATE RD, DES PLAINES, IL 60016-2949 |
| Document Number | 2026020130 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | ALTIMA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 540 S WESTGATE RD DES PLAINES IL 600162949, DES PLAINES, IL 60016-2949 |
| Document Number | 2026020130 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 26020130 |
| Name | NETWORK FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT ARTHUR, TX 77642 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 15, 2050 |
| Rate | 3% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 16, 2018 |
| Property Address | 540 S WESTGATE RD, DES PLAINES, IL 60016-2949 |
| Document Number | 1819719374 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 19719374 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3320 N OCTAVIA AVE CHICAGO IL 606343539, CHICAGO, IL 60634-3539 |
| Document Number | 1819719375 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 19719375 |
| Name | NETWORK FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | HOUSTON, TX 77042 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 15, 2048 |
| Rate | 4.75% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Maine Township |
| Municipality | Des Plaines City |
| Elementary School District | Des Plaines Community Consolidated School District 62 (PK - 08) |
| Secondary School District | Maine Township High School District 207 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $39,001 Land $7,563 Building $31,438 | $390,010 Land $75,630 Building $314,380 | |
| 2023 | $7,957.00 (+2.83%) | ||
| 2022 | $7,738.00 | $33,496 Land $6,187 Building $27,309 | $334,960 Land $61,870 Building $273,090 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 540 S Westgate Rd in Zone X, an area of moderate flood risk, though there have been 17 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 17 (1982–2011) |
| Claims Outside the SFHA | 4 of 17 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 540 S Westgate Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES PLAINES serves 60,675 people · EPA ID IL0310630 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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