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540 S Webster St, Naperville, IL 60540 Property Records

DuPage County property record for 540 S Webster St, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,117 sqft · built 2002
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$1,175,000 (Mar 2025)
Tax Bill$21,498 (2025)
Deeds & MortgagesSep 2019 Mortgage
Aug 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-24-202-009

Property Details

APN / Parcel Number

Primary APN07-24-202-009

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,117 sqft Living Area
Gross Area4,249 sqft
1st Floor Area1,571 sqft
2nd Floor Area1,546 sqft
Basement Area1,132 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick
Construction TypeBrick
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions18.9 ft deep x 5 ft wide
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address540 S WEBSTER ST
CityNAPERVILLE
StateIL
Zip60540-6528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMARTINS 2ND ADD
Legal SubdivisionMARTINS 2ND ADD
Legal Block2
Legal Lot Number15
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group2
Census Block2025
Census Tract846504

Owner

540 S Webster St is owned by an individual who bought it in March 2025.

Source: DuPage County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address105 SPRING AVE, NAPERVILLE, IL 60540-4578
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2019Deed of Trust, Mortgage · ARM
JPMORGAN CHASE BANK NA
Aug 3, 2018Warranty Deed, Transfer · ARM
JPMORGAN CHASE BANK NA
Jul 28, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2025 · Amount on File
Deed SaleMar 18, 2025 · Amount on File
Prior SaleAug 3, 2018 · Amount on File
Deed Document Number202515051
Prior Transfer DateJan 23, 1997
Prior Transfer Doc0000022099
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address540 S WEBSTER ST, NAPERVILLE, IL 60540-6528
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000083137
DateSep 18, 2019
InstrumentR2019-083137
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueOct 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateOct 1, 2029
Min Rate At Change2.25%
Max Rate At Change9%
Index1-Year LIBOR
Max Rate9%

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateAug 3, 2018
Property Address540 S WEBSTER ST, NAPERVILLE, IL 60540-6528
Document Number0000072582
Map ReferenceDOC10068
Instrument DateMar 27, 2018
InstrumentR2018-072582
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyGREATER ILLINOIS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,645.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address540 S WEBSTER ST, NAPERVILLE, IL 60540-6528

Mortgage

Document Number0000072583
DateAug 3, 2018
InstrumentR2018-072583
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueAug 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateAug 1, 2023
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change6.12%
Index1-Year LIBOR
Max Rate9.12%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address540 S WEBSTER ST, NAPERVILLE, IL 60540-6528
Document Number0000080930
Instrument DateJul 28, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 S WEBSTER ST NAPERVILLE IL 605406528, NAPERVILLE, IL 60540-6528

Mortgage

Document Number0000080930
DateAug 8, 2017
Instrument80930
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 7, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 540 S Webster St was $21,498.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,498.00$376,712 Land $120,672 Building $256,040$1,130,136 Land $362,016 Building $768,120
2022$18,532.00 Homeowner's exemption$292,830 Land $93,130 Building $199,700$878,490 Land $279,390 Building $599,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 540 S Webster St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims22 (1996–2025)
Claims Outside the SFHA6 of 22
Most Recent ClaimApr 2025 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms And Flooding, Sep 2008 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 540 S Webster St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area		1,500 / 50
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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