540 S Mill St, Clio, MI 48420 Property Records

Genesee County property record for 540 S Mill St, Clio, MI 48420

Property Summary

Property Type	Commercial
Details	6,400 sqft · built 1995
Lot Size	0.501 acres (21,824 sqft)
Owner	2 Trust Names on File
Tax Bill	$9,153 (2025)
Flood Zone	Zone X (minimal risk)
APN	`51-22-200-096`

Property Details

APN / Parcel Number

Primary APN	`51-22-200-096`

Interior

Stories	1 Story
Building Area	6,400 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	21,824 sqft (0.501 acres)
Lot Dimensions	254 ft deep x 86 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	540 S MILL ST
City	CLIO
State	MI
Zip	48420-1438
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	GC
Legal Description	A PARCEL OF LAND BEG N 0 DEG 21 MIN 59 SEC W 1028.90 FT FROM E 1/4 COR OF SEC TH S 89 DEG 38 MIN 01 SEC W 263 FT TH N 0 DFEG
Legal Range	06E
Legal Township	09N
Legal Section	22
Jurisdiction	GENESEE MI
Township / Civil Division	CLIO
Census Block Group	2
Census Block	2011
Census Tract	10110

Owner

540 S Mill St, a commercial property, is held in a trust since December 2004.

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	3476 EASTMAN DR, FLUSHING, MI 48433-2473
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 14, 2004
Transfer Doc	0000130668
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 540 S Mill St was $9,153, up 2.7% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Clio City
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,800 (+9.9%)	$317,600 (+9.9%)
2025	$9,153.00 (+2.66%)	$144,500	$289,000
2024	$8,916.00
2023		$136,200	$272,400
2021	$9,658.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 S Mill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 540 S Mill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLIO serves 2,515 people · EPA ID MI0001490
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20