540 S McRoberts St, Mason, MI 48854 Property Records

Ingham County property record for 540 S McRoberts St, Mason, MI 48854

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,568 sqft · built 1998
Lot Size	0.402 acres (17,511 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Nov 2023)
Tax Bill	$6,027 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-19-10-08-251-041`

Property Details

APN / Parcel Number

Primary APN	`33-19-10-08-251-041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,511 sqft (0.402 acres)
Lot Dimensions	214 ft deep x 81.7 ft wide
Garage Type	Detached
Garage Area	575 sqft

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	540 S MCROBERTS ST
City	MASON
State	MI
Zip	48854-1578
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RS3
Legal Description	COM AT SE COR OF BLOCK 41, CITY OF MASON, S ALNG W LN OF MCROBERTS ST 347.33 FT TO POB, S ALNG SD W LN 81.7 FT, S 89-42-16 W
Legal Range	01W
Legal Township	02N
Legal Section	08
Legal Subdivision	MASON
Legal Block	41
Jurisdiction	INGHAM MI
Township / Civil Division	MASON
Census Block Group	2
Census Block	2014
Census Tract	6302

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 S MCROBERTS ST, MASON, MI 48854-1578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Warranty Deed, Transfer · Conventional Mortgage THE DART BANK
Aug 24, 2020	Deed of Trust, Mortgage · Conventional with PMI EVERETT FIN'L
Aug 27, 2018	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Prior Sale	Aug 27, 2018 · Amount on Record
Deed Document Number	202341708
Prior Transfer Date	Jun 3, 1998
Prior Transfer Doc	2606001198
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Nov 2, 2023
Property Address	540 S MCROBERTS ST, MASON, MI 48854-1578
Document Number	0000041708
Instrument Date	Oct 27, 2023
Instrument	2023-041708
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2854 12 OAKS DR, CHARLOTTE, MI 48813-8320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 S MCROBERTS ST, MASON, MI 48854-1578

Mortgage

Document Number	0000041709
Date	Nov 2, 2023
Instrument	2023-041709

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.24%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	7.24%
Max Rate At Change	12.2%
Max Rate	12.2%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	540 S MCROBERTS ST, MASON, MI 48854-1578
Document Number	0000028582
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	540 S MCROBERTS ST MASON MI 488541578, MASON, MI 48854-1578

Mortgage

Document Number	0000028582
Date	Aug 31, 2020
Instrument	28582

Lender

Name	EVERETT FIN'L
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Aug 27, 2018
Property Address	540 S MCROBERTS ST, MASON, MI 48854-1578
Document Number	0000029530
Instrument Date	Aug 15, 2018
Instrument	2018-029530
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	540 S MCROBERTS ST, 540, MASON, MI 48854-1578

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 ASH RDG, MASON, MI 48854-2540

Mortgage

Document Number	0000029531
Date	Aug 27, 2018
Instrument	2018-029531

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
Municipality	Mason City
Unified School District	Mason Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,860 (-2.86%) Land $39,210 Building $65,650	$209,720 (-2.86%) Land $78,420 Building $131,300
2025	$6,027.00 (+40.75%) Homeowner's exemption	$107,950 (+20.33%) Land $36,620 Building $71,330	$215,900 (+20.33%) Land $73,240 Building $142,660
2023		$89,710 Land $28,010 Building $61,700	$179,420 Land $56,020 Building $123,400
2021	$4,282.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MASON serves 8,252 people · EPA ID MI0004170
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2025) action level 15 ppb
Copper	1.39 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ACD.net.

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