540 S Brightleaf Dr, Minnesott Beach (Arapahoe), NC 28510 Property Records

Pamlico County property record for 540 S Brightleaf Dr, Minnesott Beach, NC 28510

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,751 sqft · built 2024
Lot Size	0.615 acres (26,789 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jul 2021)
Tax Bill	$5,806 (2025)
Deeds & Mortgages	Oct 2023 Construction Loan Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`F09-33-378`

Property Details

APN / Parcel Number

Primary APN	`F09-33-378`
Alternative APNs	`644548675000` `21427`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,751 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	26,789 sqft (0.615 acres)
Garage Type	Mixed
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	15 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	21427
Street Address	540 S BRIGHTLEAF DR
City	ARAPAHOE
State	NC
Zip	28510-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 378 MILL CREEK PH II PCA 164-6 0017510 644548675000
Legal Subdivision	MILL CREEK
Legal Phase	2
Legal Lot Number	378
Jurisdiction	PAMLICO NC
Township / Civil Division	5
Census Block Group	3
Census Block	3008
Census Tract	950204

Owner

540 S Brightleaf Dr is owned and occupied by an individual who bought it in July 2021.

Source: Pamlico County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	540 S BRIGHTLEAF DR, ARAPAHOE, NC 28510-1216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Construction Mortgage TRULIANT FCU
Jul 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Prior Sale	Oct 22, 2009 · Amount on File
Deed Book / Page	684 / 204
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	540 S BRIGHTLEAF DR, MINNESOTT BEACH, NC 28510
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 ISABELLE ST, NEW BERN, NC 28560-4144

Mortgage

Document Number	000718/836
Date	Oct 23, 2023
Book Page	718/836

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Nov 1, 2054

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Jul 19, 2021
Property Address	540 S BRIGHTLEAF DR, MINNESOTT BEACH, NC 28510
Document Number	000684/204
Book / Page	684 / 204
Map Reference	CAB A SL 164 PG 2-7
Instrument Date	Jun 30, 2021
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 MANOR DR, SPARTA, NJ 07871-2865

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2B MAURICE LN, CLIFTON PARK, NY 12065-6025

Tax Assessment & Valuation

The 2025 property tax bill for 540 S Brightleaf Dr was $5,806.

Source: Pamlico County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Municipality	Minnesott Beach Town
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,806.00	$805,021 Land $228,318 Building $576,703	$805,021 Land $228,318 Building $576,703
2023	$1,885.00	$240,142 Land $228,318 Building $11,824	$240,142 Land $228,318 Building $11,824

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 S Brightleaf Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	4 (2011–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 S Brightleaf Dr is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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