540 S 1st St, Point, TX 75472 Property Records

Rains County property record for 540 S 1st St, Point, TX 75472

Property Summary

Property Type	Single Family Home
Details	1 ba · 950 sqft · built 1969
Lot Size	0.453 acres (19,733 sqft)
Owner	Individual Name on Record
Tax Bill	$721 (2025)
Deeds & Mortgages	Dec 2015 Mortgage Jan 2016 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0292-0080-0000-42`

Property Details

APN / Parcel Number

Primary APN	`0292-0080-0000-42`
Alternative APNs	`R5825` `5825`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,733 sqft (0.453 acres)
Lot Dimensions	220 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	02920080000042
Street Address	540 S 1ST ST
City	POINT
State	TX
Zip	75472-4945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0292 SUMMERLIN A S ACRES .453
Legal Subdivision	SUMMERLIN A S
Legal Block	1
Jurisdiction	RAINS TX
Township / Civil Division	POINT
Census Block Group	1
Census Block	1018
Census Tract	950200

Owner

Source: Rains County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 S 1ST ST, POINT, TX 75472-4945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2015	Deed of Trust, Mortgage · Stand-Alone First Mortgage CITY NATIONAL BANK
Jan 7, 2016	Deed of Trust, Mortgage · Stand-Alone First Mortgage CITY NATIONAL BANK
Aug 24, 2018	Warranty Deed, Transfer RAINS COUNTY ABSTRACT AND TITLE, RAINS COUNTY ABSTRACT & TITL

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	540 S 1ST ST, POINT, TX 75472-4945
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015002337
Date	Dec 16, 2015
Instrument	15-002337

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	SULPHUR SPRINGS, TX 75483

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2036

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	540 S 1ST ST, POINT, TX 75472-4945
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016000027
Date	Jan 7, 2016
Instrument	16-000027

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	SULPHUR SPRINGS, TX 75483

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAINS TX
Recording Date	Aug 24, 2018
Property Address	540 S 1ST ST, POINT, TX 75472-4945
Document Number	02018/1866
Book / Page	2018 / 1866
Instrument Date	Aug 21, 2018
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	RAINS COUNTY ABSTRACT AND TITLE, RAINS COUNTY ABSTRACT & TITL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 NW 178TH ST, EDMOND, OK 73012-4258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1549 JO ANN DR, GARLAND, TX 75042-8404

Tax Assessment & Valuation

Source: Rains County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rains County
Municipality	Point City
Unified School District	Rains Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,953 (+9.79%)	$107,392 (+0.73%) Land $19,570 Building $87,822
2025	$721.00 (-8.73%) Homeowner's exemption	$75,554 (-20.71%)	$106,613 (+11.89%) Land $19,570 Building $87,043
2023		$95,288 Land $16,308 Building $78,980	$95,288 Land $16,308 Building $78,980
2022	$790.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1983–2008)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2008 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POINT serves 3,600 people · EPA ID TX1900004
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2023 Haloacetic acids resolved · Jul 2021
Treatment and Procedure	Corrosion control Oct 2017
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Peoples Communications Fixed Wireless	500 / 60
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless	40 / 40
AT&T Fixed Wireless	25 / 3

May also be available: Frontier.

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