San Mateo County property record for 540 Rutland Dr, Pacifica, CA 94044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,210 sqft · built 1964 |
| Lot Size | 0.102 acres (4,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,458,000 (Jun 2022) |
| Tax Bill | $15,674 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-492-010 |
| Primary APN | 009-492-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,210 sqft Living Area |
| Gross Area | 2,290 sqft |
| 1st Floor Area | 1,210 sqft |
| Basement Area | 1,080 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 4,424 sqft (0.102 acres) |
| Lot Dimensions | 110 ft deep x 41 ft wide |
| View / Lot | Corner |
| Garage Type | Basement |
| Garage Area | 1,080 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 540 RUTLAND DR |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-1549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10003 |
| Legal Description | LOT 31 BLK 11 FAIRMONT UNI T NO 2A RSM 58/23 26 |
| Legal Subdivision | FAIRMONT UNI T NO 2A |
| Legal Block | 11 |
| Legal Lot Number | 31 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 602800 |
Source: San Mateo County records · APN 009-492-010
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 RUTLAND DR, PACIFICA, CA 94044-1549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jun 07, 2022 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 09, 2020 | Grant Deed, Transfer · Conventional Mortgage FREMONT BANK |
| Sep 25, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 07, 2022 · Amount on Record |
| Deed Sale | Jun 07, 2022 · Amount on Record |
| Prior Sale | Oct 09, 2020 · Amount on Record |
| Deed Document Number | 202246104 |
| Prior Transfer Date | Feb 15, 2010 |
| Prior Transfer Doc | 0000019341 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jun 07, 2022 |
| Property Address | 540 RUTLAND DR, PACIFICA, CA 94044-1549 |
| Document Number | 0000046104 |
| Map Reference | MB 58 PG 23-26 |
| Instrument Date | Jun 03, 2022 |
| Instrument | 2022-046104 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2022 |
| Title Company | NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,603.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 540 RUTLAND DR, PACIFICA, CA 94044-1549 |
| Document Number | 0000046105 |
|---|---|
| Date | Jun 07, 2022 |
| Instrument | 2022-046105 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Oct 09, 2020 |
| Property Address | 540 RUTLAND DR, PACIFICA, CA 94044-1549 |
| Document Number | 0000109060 |
| Map Reference | MB 58 PG 23-26 |
| Instrument Date | Oct 01, 2020 |
| Instrument | 2020-109060 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 540 RUTLAND DR, PACIFICA, CA 94044-1549 |
| Document Number | 0000109061 |
|---|---|
| Date | Oct 09, 2020 |
| Instrument | 2020-109061 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Number | 0000109062 |
|---|---|
| Date | Oct 09, 2020 |
| Instrument | 2020-109062 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Sep 25, 2017 |
| Property Address | 540 RUTLAND DR, PACIFICA, CA 94044-1549 |
| Document Number | 0000083459 |
| Instrument Date | Sep 08, 2017 |
| Instrument | 83459 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 540 RUTLAND DR PACIFICA CA 940441549, PACIFICA, CA 94044-1549 |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,206,000 (-) Land $827,000 Building $379,000 | ||
| 2025 | $15,674.00 (+3.51%) | $1,206,000 (+0.5%) Land $827,000 Building $379,000 | |
| 2023 | $15,142.00 (+14.74%) | $1,200,000 Land $823,000 Building $377,000 | $1,111,680 |
| 2022 | $13,197.00 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Etheric Communications, LLC., Unwired, Verizon.
Based on FCC filings for 792 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH COAST COUNTY WATER DIST serves 38,546 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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