Harford County property record for 540 Riviera Dr, Apt B, Joppa, MD 21085
| Property Type | Condominium |
|---|---|
| Details | 1,235 sqft · built 1979 |
| Lot Size | 0.013 acres (556 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Nov 2017) |
| Tax Bill | $2,597 (2026) |
| Deeds & Mortgages | Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-144189 |
| Primary APN | 01-144189 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,235 sqft Total Area |
|---|---|
| 1st Floor Area | 1,235 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Condo/Apartment |
| Lot Area | 556 sqft (0.013 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 144189 |
|---|---|
| Street Address | 540 RIVIERA DR, B |
| City | JOPPA |
| State | MD |
| Zip | 21085-4682 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R4 |
| Legal Description | CONDO UNIT 540-B 540-B RIVIERA DRIVE GUNPOWDER COVE PT 1/33 |
| Legal Subdivision | JOPPATOWNE |
| Legal Lot Number | 540B |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 301401 |
540 Riviera Dr, Apt B is owned by an individual who bought it in November 2017.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4723 FINCHWOOD RD, A, BOYNTON BEACH, FL 33436-0723 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2017 · Amount on File |
| Deed Sale | Nov 28, 2017 · Amount on File |
| Prior Sale | May 28, 2003 · Amount on File |
| Deed Document Number | 201712613-0239 |
| Deed Book / Page | 12613 / 239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 28, 2017 |
| Property Address | 540 RIVIERA DR APT B, B, JOPPA, MD 21085-4682 |
| Document Number | 0126130239 |
| Book / Page | 012613 / 000239 |
| Instrument Date | Oct 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2017 |
| Title Company | HOME/LAND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 540 RIVIERA DR #B JOPPA MD 210854682, B, JOPPA, MD 21085-4682 |
| Document Number | 126130243 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 012613/000243 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 27, 2047 |
The 2026 property tax bill for 540 Riviera Dr, Apt B was $2,597, up 22.2% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,597.00 (+22.21%) | $238,333 | $260,000 Land $80,000 Building $180,000 |
| 2025 | $2,125.00 | ||
| 2023 | $188,333 | $195,000 Land $50,000 Building $145,000 | |
| 2022 | $1,979.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 540 Riviera Dr, Apt B in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1978–2014) |
| Claims Outside the SFHA | 8 of 13 |
| Most Recent Claim | Jun 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 Riviera Dr, Apt B is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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