540 Riverwind Dr, Spring Lake, NC 28390 Property Records

Harnett County property record for 540 Riverwind Dr, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,107 sqft · built 1996
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$112,000 (Jul 2018)
Tax Bill	$1,081 (2023)
Deeds & Mortgages	Jul 2018 Sale & Mortgage Jul 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1500028306`

Property Details

APN / Parcel Number

Primary APN	`1500028306`
Alternative APN	`010545 0016 48`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,107 sqft Heated Area
Gross Area	1,851 sqft
1st Floor Area	1,105 sqft
Flooring	Plywood
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Other
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Area	572 sqft
Porch	Porch
Porch Area	64 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500028306
Street Address	540 RIVERWIND DR
City	SPRING LAKE
State	NC
Zip	28390-8392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-20R
Legal Description	LOT#45 TRADEWINDS SEC#4 PC#F-283A
Legal Subdivision	TRADEWINDS
Legal Lot Number	45
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	1
Census Block	1046
Census Tract	70600

Owner

Source: Harnett County records, as of August 30, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 RIVERWIND DR, SPRING LAKE, NC 28390-8392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2018	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Jul 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	Jul 3, 2017
Deed Document Number	0003626622
Deed Book / Page	3626 / 622
Record Updated	Jun 7, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jul 27, 2018
Property Address	540 RIVERWIND DR, SPRING LAKE, NC 28390-8392
Document Number	0000010869
Book / Page	3626 / 0622
Map Reference	MB F PG 283A
Instrument Date	Jul 25, 2018
Instrument	2018010869
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3615 ETCHBERGER CT, 3615, PANAMA CITY, FL 32403-1296

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 RIVERWIND DR, SPRING LAKE, NC 28390-8392

Mortgage

Document Number	0000010870
Date	Jul 27, 2018
Instrument	2018010870

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARNETT NC
Recording Date	Jul 3, 2017
Property Address	540 RIVERWIND DR, SPRING LAKE, NC 28390-8392
Document Number	0000009673
Book / Page	003519 / 000538
Instrument Date	Apr 11, 2014
Instrument	9673
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 RIVER OAK ST SPRING LAKE NC 283909624, SPRING LAKE, NC 28390-9624

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,081.00	$138,258	$138,258 Land $23,740 Building $114,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (2016–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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