Hamilton County property record for 540 Ritchie Rd, Soddy Daisy, TN 37379
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,736 sqft · built 1960 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $732 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 0000003111 |
| Primary APN | 0000003111 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 74,052 sqft (1.7 acres) |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000003111 |
|---|---|
| Old Parcel Number | 040 004 |
| Street Address | 540 RITCHIE RD |
| City | SODDY DAISY |
| State | TN |
| Zip | 37379-6808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | RICHIE RD |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 11001 |
540 Ritchie Rd is owned and occupied by an individual who acquired it in August 2007.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 RITCHIE RD, SODDY DAISY, TN 37379-6808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2007 |
| Deed Sale | Aug 27, 2007 |
| Deed Document Number | 0008450660 |
| Deed Book / Page | 5115 / 447 |
| Prior Transfer Date | Jun 15, 1998 |
| Prior Transfer Doc | 1998061500304 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 540 RITCHIE RD, SODDY DAISY, TN 37379-6808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000174 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 11225/207 |
| Instrument | 2017121200174 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 540 Ritchie Rd was $732.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Soddy-Daisy City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $732.00 | $48,325 | $193,300 Land $40,000 Building $153,300 |
| 2023 | $1,081.00 | $31,975 | $127,900 Land $35,900 Building $92,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 540 Ritchie Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2004–2020) |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 Ritchie Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 83% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST UTILITY DISTRICT serves 20,710 people · EPA ID TN0000169 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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