Pickaway County property record for 540 Ridgewood Dr, Circleville, OH 43113
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,857 sqft · built 1960 |
| Lot Size | 0.428 acres (18,685 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $152,000 (May 2012) |
| Tax Bill | $6,030 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A05-1-128-00-029-00 |
| Primary APN | A05-1-128-00-029-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,857 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 18,685 sqft (0.428 acres) |
| Lot Dimensions | 185 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Patio Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 540 RIDGEWOOD DR |
|---|---|
| City | CIRCLEVILLE |
| State | OH |
| Zip | 43113-1152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT-9 RIDGEWOOD SD |
| Legal Range | 21 |
| Legal Township | 11 |
| Legal Section | 17 |
| Legal Subdivision | RIDGEWOOD SD |
| Legal Lot Number | 9 |
| Jurisdiction | PICKAWAY OH |
| Township / Civil Division | CIRCLEVILLE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 20320 |
Source: Pickaway County records, as of March 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 540 RIDGEWOOD DR, CIRCLEVILLE, OH 43113-1152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2022 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Jul 28, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 23, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2012 · Amount on Record |
| Deed Sale | May 15, 2012 · Amount on Record |
| Prior Sale | Feb 1, 1999 · Amount on Record |
| Deed Document Number | 0000002878 |
| Deed Book / Page | 0665 / 1072 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKAWAY OH |
| Property Address | 540 RIDGEWOOD DR, CIRCLEVILLE, OH 43113-1152 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | SERVICE LINK |
| Name | Verified Name |
|---|
| Document Number | 0000005730 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 796/3519 |
| Instrument | 202200005730 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 17, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKAWAY OH |
| Property Address | 540 RIDGEWOOD DR, CIRCLEVILLE, OH 43113-1152 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000006558 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 785/3964 |
| Instrument | 202100006558 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKAWAY OH |
| Property Address | 540 RIDGEWOOD DR, CIRCLEVILLE, OH 43113-1152 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014653 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 775/5535 |
| Instrument | 202000014653 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Pickaway County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Pickaway County |
| Municipality | Circleville City |
| Unified School District | Circleville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,030.00 Homeowner's exemption Senior Citizen's exemption | $79,620 (-) Land $18,420 Building $61,200 | $227,480 (-) Land $52,620 Building $174,860 |
| 2024 | Homeowner's exemption Senior Citizen's exemption | $79,620 (-) Land $18,420 Building $61,200 | $227,480 (-) Land $52,620 Building $174,860 |
| 2023 | $2,791.00 Homeowner's exemption Senior Citizen's exemption | $79,620 (+35.96%) Land $18,420 Building $61,200 | $227,480 (+35.97%) Land $52,620 Building $174,860 |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $58,560 Land $15,280 Building $43,280 | $167,300 Land $43,650 Building $123,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CIRCLEVILLE CITY PWS serves 13,927 people · EPA ID OH6500412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Glo Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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