San Mateo County property record for 540 Ridgeway Dr, Pacifica, CA 94044 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,520 sqft Living Area |
| Lot Size | 5,040 sqft (0.116 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $850,000 (2015) |
| Tax Bill | $13,420.00 (2025) |
| Primary APN | 018-032-050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,520 sqft Living Area |
| 1st Floor | 1,190 sqft 1st Floor |
| Family Room | Family Room |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 5,040 sqft (0.116 acres) |
| Depth X Width | 90 ft x 56 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 480 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 540 RIDGEWAY DR |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-2928 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLOCK 14 FAIRWAY PARK NO 3 RSM 47/4 |
| Legal Subdivision | FAIRWAY PARK NO 3 |
| Legal Block | 14 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN MATEO CA |
| Minor Civil Division | SOUTH SAN FRANCISCO |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 603100 |
Source: San Mateo County records · APN 018-032-050
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 RIDGEWAY DR, PACIFICA, CA 94044-2928 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Apr 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2015 · Amount on Record |
| Deed Sale | Apr 01, 2015 · Amount on Record |
| Prior Sale | Mar 04, 2011 · Amount on Record |
| Deed Doc Number | 201531402 |
| Prior Transfer Date | Aug 27, 1998 |
| Prior Transfer Doc | 0000149543 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 540 RIDGEWAY DR, PACIFICA, CA 94044-2928 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000028561 |
|---|---|
| Date | Apr 19, 2019 |
| Instrument | 2019-028561 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 540 RIDGEWAY DR, PACIFICA, CA 94044-2928 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|---|
| Address | 540 RIDGEWAY DR, PACIFICA, CA 94044-2928 |
| Document Number | 0000054226 |
|---|---|
| Date | Apr 05, 2021 |
| Instrument | 2021-054226 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,041,992 (+2%) Land $520,996 Building $520,996 | ||
| 2025 | $13,420.00 (+6.31%) Homeowner's exemption | $1,021,562 (+4.04%) Land $510,781 Building $510,781 | |
| 2023 | $12,624.00 (+5.99%) Homeowner's exemption | $981,896 Land $490,948 Building $490,948 | $1,350,360 |
| 2022 | $11,911.00 |
540 Ridgeway Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · San Mateo County (06081C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 54th percentile of exposed land nationally · 32nd in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,075 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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