540 Richards Rd, Toledo, OH 43607 Property Records

Lucas County property record for 540 Richards Rd, Toledo, OH 43607

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,152 sqft · built 1948
Lot Size0.153 acres (6,700 sqft)
Owner2 Individual Names on File
Tax Bill$1,492 (2025)
Flood ZoneZone X (minimal risk)
APN20-51181

Property Details

APN / Parcel Number

Primary APN20-51181
Alternative APN
  • 05446046

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,152 sqft Living Area
1st Floor Area576 sqft
2nd Floor Area576 sqft
Basement Area576 sqft

Exterior

Year BuiltBuilt 1948
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area6,700 sqft (0.153 acres)
Lot Dimensions128 ft deep x 52 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area32 sqft

Utilities, Heating & Cooling

Heating SystemForced Air
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address540 RICHARDS RD
CityTOLEDO
StateOH
Zip43607-2274
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10-RS6
Legal DescriptionMOUNT VERNON LOT 369 S 31.50 FT & N 20.50 FT 368
Legal SubdivisionMOUNT VERNON
Legal Tract74
Legal Lot Number369
JurisdictionLUCAS OH
Township / Civil DivisionTOLEDO
Census Block Group1
Census Block1018
Census Tract7402

Owner

540 Richards Rd is owned and occupied by two individuals.

Source: Lucas County records, as of February 16, 2026

Owner of Record2 Individual Names on File
Mailing Address540 RICHARDS RD, TOLEDO, OH 43607-2274
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 540 Richards Rd was $1,492 with a homeowner's exemption, up 13.3% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLucas County
MunicipalityToledo City
Unified School DistrictToledo City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,492.00 (+13.29%) Homeowner's exemption$32,970 (-) Land $8,470 Building $24,500
2024$1,317.00 (-13.07%) Homeowner's exemption$32,970 (+47.42%) Land $8,470 Building $24,500$94,200 Land $24,200 Building $70,000
2023$1,515.00 (+0.93%)$22,365 (-) Land $7,140 Building $15,225
2022$1,501.00 Homeowner's exemption$22,365 Land $7,140 Building $15,225
2021$63,900 Land $20,400 Building $43,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Richards Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 540 Richards Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TOLEDO
serves 360,000 people · EPA ID OH4801411
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Buckeye Cablesystem
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20

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