540 Rd 320, Harvard, NE 68944 Property Records

Clay County property record for 540 Rd 320, Harvard, NE 68944

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,532 sqft · built 1920
Lot Size	1.53 acres (66,647 sqft)
Owner	Individual Name on Record
Tax Bill	$1,909 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3667-26-3-00000-000-1083`

Property Details

APN / Parcel Number

Primary APN	`3667-26-3-00000-000-1083`
Alternative APN	`000108300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,532 sqft Living Area
Gross Area	2,585 sqft
1st Floor Area	1,626 sqft
Basement Area	945 sqft
Finished Basement	709 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	66,647 sqft (1.53 acres)
Lot Dimensions	300 ft deep x 200 ft wide
Garage Area	1,008 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	162 sqft
Shed	1 Shed
Shed Area	120 sqft
Utility Building	1,008 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	540 ROAD 320
City	HARVARD
State	NE
Zip	68944-2211
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	PT E1/2SW1/4 (200' X 300' IN SE CORNER)
Legal Range	08
Legal Township	08
Legal Section	26
Jurisdiction	CLAY NE
Township / Civil Division	LEICESTER
Census Block Group	2
Census Block	2042
Census Tract	962100

Owner

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	540 ROAD 320, HARVARD, NE 68944-2211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2011
Deed Sale	Aug 5, 2011
Deed Document Number	2011843
Deed Book / Page	126 / 169
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Recording Date	Aug 3, 2026
Property Address	540 ROAD 320, HARVARD, NE 68944-2211
Document Number	0000001006
Instrument Date	Jul 27, 2026
Instrument	20261006
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 ROAD 320, HARVARD, NE 68944-2211

Mortgage

Document Number	0000001006,
Date	Aug 3, 2026
Instrument	20261006

Lender

Name	BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	85 Months
Due	Sep 1, 2033

Interest

Rate	6.49%
Max Rate	-1%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
County Subdivision	Leicester Township
Unified School District	Harvard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,985 (+12.67%) Land $24,950 Building $271,035	$295,985 (+12.67%) Land $24,950 Building $271,035
2025	$1,909.00 (-36.87%)	$262,700 (+5.53%) Land $24,950 Building $237,750	$262,700 (+5.53%) Land $24,950 Building $237,750
2023	$3,024.00	$248,935 Land $18,950 Building $229,985	$248,935 Land $18,950 Building $229,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
Nextlink Fixed Wireless	400 / 100
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Rd 320

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