540 Ransom St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 540 Ransom St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,990 sqft · built 1900
Lot Size	0.273 acres (11,892 sqft)
Owner	Individual Name on Record
Last Sale	$261,000 (Sep 2021)
Tax Bill	$5,264 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-WB-060-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-WB-060-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,990 sqft Living Area
1st Floor Area	1,002 sqft
2nd Floor Area	988 sqft
Attic	Attic
Attic Area	494 sqft
Basement Area	988 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	11,892 sqft (0.273 acres)
Lot Dimensions	12 ft deep x 9.9 ft wide
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Patio Area	140 sqft
Canopy	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	540 RANSOM ST
City	RIPON
State	WI
Zip	54971-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S21 T16N R14E WALCOTT'S ADDITION LOT 7 & S 1/2 OF LOT 4 BLK B EXC THE W 12' OF LOT 7 & THE W 12' OF THE S 1/2 OF LOT 4 AS REC
Legal Range	14E
Legal Township	16N
Legal Section	21
Legal Subdivision	WALCOTTS ADDITION
Legal Block	B
Legal Lot Number	4,7
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	3
Census Block	3009
Census Tract	41600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southwest Historic District listed 2004 · 161 contributing resources · NRIS 04000653

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 RANSOM ST, RIPON, WI 54971-1627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Line of Credit HORICON BANK
Mar 31, 2023	Beneficiary Deed, Transfer
Sep 2, 2021	Deed, Transfer · Conventional Mortgage HORICON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2021 · Amount on Record
Deed Sale	Sep 2, 2021 · Amount on Record
Prior Sale	Nov 9, 2012 · Amount on Record
Deed Document Number	20211157622
Prior Transfer Date	Dec 20, 2011
Prior Transfer Doc	0000992655
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	540 RANSOM ST, RIPON, WI 54971-1627
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001191475
Date	Jan 8, 2024
Instrument	1191475

Lender

Name	HORICON BANK
Type	Bank
Address	HORICON, WI 53032

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Mar 31, 2023
Property Address	540 RANSOM ST, RIPON, WI 54971-1627
Document Number	0001181812
Instrument Date	Mar 22, 2023
Instrument	1181812
Transaction Type	Transfer
Record Updated	Apr 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Sep 2, 2021
Property Address	540 RANSOM ST, RIPON, WI 54971-1627
Document Number	0001157622
Instrument Date	Aug 31, 2021
Instrument	1157622
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$783.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 RANSOM ST, RIPON, WI 54971-1627

Mortgage

Document Number	0001157623
Date	Sep 2, 2021
Instrument	1157623

Lender

Name	HORICON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,264.00 (+109.64%)	$223,500 (-) Land $21,500 Building $202,000	$344,714 (+31.28%) Land $33,160 Building $311,554
2023	$2,511.00 Homeowner's exemption	$223,500 Land $21,500 Building $202,000	$262,570 Land $25,258 Building $237,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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