Larimer County property record for 540 Rainbow Pl, Windsor, CO 80550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,541 sqft · built 1998 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $720,000 (Jul 2024) |
| Tax Bill | $4,898 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 86241-08-031 |
| Primary APN | 86241-08-031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,541 sqft Living Area |
| Upper Floors Area | 360 sqft |
| Basement Area | 2,748 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Rolled Roofing |
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 516 sqft |
| Patio Area | 360 sqft |
| Balcony | Balcony |
| Balcony Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1544730 |
|---|---|
| Old Parcel Number | 8624108031 |
| Street Address | 540 RAINBOW PL |
| City | WINDSOR |
| State | CO |
| Zip | 80550-4613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31, RIVER WEST PUD, SUB, WIN |
| Legal Range | 68 |
| Legal Township | 06 |
| Legal Section | 24 |
| Legal Quarter | NE |
| Legal Subdivision | RIVER WEST PUD |
| Legal Lot Number | 31 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | LOVELAND |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1714 |
Source: Larimer County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 540 RAINBOW PL, WINDSOR, CO 80550-4613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2021 | Deed of Trust, Mortgage · Line of Credit CANVAS CU |
| Jun 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NFM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2024 · Amount on Record |
| Deed Sale | Jul 29, 2024 · Amount on Record |
| Prior Sale | Oct 17, 2013 · Amount on Record |
| Deed Document Number | 20240030941 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 540 RAINBOW PL, WINDSOR, CO 80550-4613 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000045031 |
|---|---|
| Date | May 6, 2021 |
| Instrument | 20210045031 |
| Name | CANVAS CU |
|---|---|
| Type | Credit Union |
| Address | 80156 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 15, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 540 RAINBOW PL, WINDSOR, CO 80550-4613 |
| Document Number | 0000046659 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 540 RAINBOW PL WINDSOR CO 805504613, WINDSOR, CO 80550-4613 |
| Document Number | 0000046659 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 46659 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2050 |
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Windsor Town |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,898.00 (+8.36%) | $43,831 (-7.8%) Land $3,900 Building $39,931 | $701,300 (-1.16%) Land $62,400 Building $638,900 |
| 2023 | $4,520.00 (+20.21%) | $47,537 (+34.51%) Land $4,181 Building $43,356 | $709,500 (+39.53%) Land $62,400 Building $647,100 |
| 2022 | $3,760.00 | $35,341 Land $4,337 Building $31,004 | $508,500 Land $62,400 Building $446,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Colorado |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2022 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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