Polk County property record for 540 Quarry Rd, Benton, TN 37307
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,768 sqft · built 1997 |
| Lot Size | 1.82 acres (79,279 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $167,500 (Jul 2011) |
| Tax Bill | $975 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-104.00 |
| Primary APN | 036-104.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 1,964 sqft |
| 1st Floor Area | 1,768 sqft |
| Basement Area | 196 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 79,279 sqft (1.82 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 208 sqft |
| Deck Area | 144 sqft |
| Patio Area | 744 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 540 QUARRY RD |
|---|---|
| City | BENTON |
| State | TN |
| Zip | 37307-3817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: D01 |
| Jurisdiction | POLK TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 950203 |
540 Quarry Rd is owned and occupied by two individuals who bought it in July 2011.
Source: Polk County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 QUARRY RD, BENTON, TN 37307-3817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2011 · Amount on File |
| Deed Sale | Jul 13, 2011 · Amount on File |
| Prior Sale | Apr 23, 2001 · Amount on File |
| Deed Document Number | 20111486 |
| Deed Book / Page | 271 / 262 |
| Transfer Doc | 0WD262/344 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK TN |
| Property Address | 540 QUARRY RD, BENTON, TN 37307-3817 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0TD542/342 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | TD542/342 |
| Instrument | 21001352 |
| Name | BOWATER EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CALHOUN, TN 37309 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 27, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 540 Quarry Rd was $975.
Source: Polk County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $975.00 | $57,700 (-) Land $3,850 Building $53,850 | $230,800 Land $15,400 Building $215,400 |
| 2024 | $975.00 | $57,700 (-) Land $3,850 Building $53,850 | |
| 2023 | $975.00 (+5.98%) | $57,700 (+57.54%) Land $3,850 Building $53,850 | $230,800 (+57.54%) Land $15,400 Building $215,400 |
| 2022 | $920.00 | $36,625 Land $3,850 Building $32,775 | $146,500 Land $15,400 Building $131,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 540 Quarry Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 18, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 540 Quarry Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 81% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON WATER SYSTEM serves 2,580 people · EPA ID TN0000048 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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