Chesapeake City property record for 540 Providence Rd, Chesapeake, VA 23325
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,935 sqft · built 1973 |
| Lot Size | 0.368 acres (16,030 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $324,000 (Apr 2019) |
| Tax Bill | $4,012 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Apr 2019 Sale & Mortgage + 3 more |
| APN | 0192001001000 |
| Primary APN | 0192001001000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,935 sqft Living Area |
| 1st Floor Area | 1,450 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,030 sqft (0.368 acres) |
| Lot Dimensions | 121 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 15 sqft |
| Patio Area | 414 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 540 PROVIDENCE RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23325-4908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 100 GEORGETOWN EAST SEC 1 |
| Legal Subdivision | GEORGETOWN EAST |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20809 |
540 Providence Rd is owned by two individuals who bought it in April 2019.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9528 MIRAMAR RD, SAN DIEGO, CA 92126-4533 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB |
| Apr 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC |
| Apr 26, 2019 | Warranty Deed, Transfer ATTORNEY |
| Oct 5, 2018 | Special Warranty Deed, Transfer FIRST CLASS TITLE AGENCY, FIRST CLASS TITLE INC |
| Jul 5, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2019 · Amount on File |
| Deed Sale | Apr 26, 2019 · Amount on File |
| Prior Sale | Oct 5, 2018 · Amount on File |
| Deed Document Number | 20199566 |
| Deed Book / Page | 10005 / 1959 |
| Prior Transfer Date | Jun 21, 2017 |
| Prior Transfer Doc | 09805/1433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 540 PROVIDENCE RD, CHESAPEAKE, VA 23325-4908 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 10309/1706 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 10309/1706 |
| Instrument | 210006581 |
| Name | FLAGSTAR BANK FSB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 26, 2019 |
| Property Address | 540 PROVIDENCE RD, CHESAPEAKE, VA 23325-4908 |
| Document Number | 10005/1959 |
| Book / Page | 10005 / 1959 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 190009566 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9528 MIRAMAR RD # 174, 174, SAN DIEGO, CA 92126-4533 |
| Document Number | 0190009567 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 190009567 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 26, 2019 |
| Property Address | 540 PROVIDENCE RD, CHESAPEAKE, VA 23325-4908 |
| Document Number | 10005/1959 |
| Book / Page | 10005 / 1959 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 190009566 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9528 MIRAMAR RD # 174, 174, SAN DIEGO, CA 92126-4533 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 5, 2018 |
| Property Address | 540 PROVIDENCE RD, CHESAPEAKE, VA 23325-4908 |
| Document Number | 09957/1889 |
| Book / Page | 9957 / 1889 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 180026649 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | FIRST CLASS TITLE AGENCY, FIRST CLASS TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1329 CYPRESS PLACE, ALEXANDRIA, VA 22320 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 5, 2017 |
| Property Address | 540 PROVIDENCE RD, CHESAPEAKE, VA 23325-4908 |
| Document Number | 09805/1433 |
| Book / Page | 9805 / 1433 |
| Instrument Date | Jun 21, 2017 |
| Instrument | 170018009 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 540 Providence Rd was $4,012.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $423,600 (+6.65%) Land $135,000 Building $288,600 | $423,600 (+6.65%) Land $135,000 Building $288,600 | |
| 2025 | $4,012.00 | $397,200 Land $125,000 Building $272,200 | $397,200 Land $125,000 Building $272,200 |
| 2023 | $388,800 (+6%) Land $105,000 Building $283,800 | $388,800 (+6%) Land $105,000 Building $283,800 | |
| 2022 | $366,800 Land $95,000 Building $271,800 | $366,800 Land $95,000 Building $271,800 | |
| 2019 | $3,092.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 540 Providence Rd; there have been 7 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (1989–2016) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 540 Providence Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures