540 Prospect St, Seekonk, MA 02771 Property Records

Bristol County and Seekonk Town property record for 540 Prospect St, Seekonk, MA 02771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,348 sqft · built 1988
Lot Size	3.71 acres (161,825 sqft)
Owner	Individual Name on File
Tax Bill	$8,215 (2025)
Deeds & Mortgages	Mar 2022 Refinance Jul 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SEEK M:0230 B:0000 L:00060`

Property Details

APN / Parcel Number

Primary APN	`SEEK M:0230 B:0000 L:00060`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,348 sqft Living Area
Gross Area	3,226 sqft
1st Floor Area	1,349 sqft
Basement Area	878 sqft
Unfinished Basement	878 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	161,825 sqft (3.71 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater
Heating Fuel	Oil

Location & Zoning

Street Address	540 PROSPECT ST
City	SEEKONK
State	MA
Zip	02771-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	60
Jurisdiction	SEEKONK MA
Township / Civil Division	SEEKONK
Census Block Group	4
Census Block	4025
Census Tract	632100

Owner

540 Prospect St is owned and occupied by an individual who acquired it in April 2018.

Source: Bristol County and Seekonk Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	540 PROSPECT ST, SEEKONK, MA 02771-1507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP
Jul 30, 2018	Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA
Jul 30, 2018	Deed of Trust, Mortgage SANTANDER BANK NA
Jan 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA
Apr 4, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2018
Deed Sale	Apr 4, 2018
Deed Document Number	201811566
Deed Book / Page	24366 / 126
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEEKONK MA
Property Address	540 PROSPECT ST, SEEKONK, MA 02771-1507
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	027796-180
Date	Mar 25, 2022
Book Page	27796/180
Instrument	12040

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEEKONK MA
Property Address	540 PROSPECT ST, SEEKONK, MA 02771-1507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24585-17
Date	Jul 30, 2018
Book Page	24585/17
Instrument	28299

Lender

Name	SANTANDER BANK NA

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEEKONK MA
Property Address	540 PROSPECT ST, SEEKONK, MA 02771-1507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24585-1
Date	Jul 30, 2018
Book Page	24585/1
Instrument	28298

Lender

Name	SANTANDER BANK NA

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEEKONK MA
Property Address	540 PROSPECT ST, SEEKONK, MA 02771-1507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	25698-111
Date	Jan 31, 2020
Book Page	25698/111
Instrument	4021

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEEKONK MA
Recording Date	Apr 4, 2018
Property Address	540 PROSPECT ST, SEEKONK, MA 02771-1507
Document Number	24366-126
Book / Page	024366 / 000126
Instrument Date	Mar 28, 2018
Instrument	11566
Transaction Type	Transfer
Record Updated	Apr 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 PROSPECT ST SEEKONK MA 027711507, SEEKONK, MA 02771-1507

Tax Assessment & Valuation

The 2025 property tax bill for 540 Prospect St was $8,215, up 4.1% from the year before.

Source: Bristol County and Seekonk Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
County Subdivision	Seekonk Town
Unified School District	Seekonk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,215.00 (+4.05%)	$665,200 (+4.05%) Land $230,800 Building $434,400	$805,030 (+19.08%)
2024	$7,895.00 (+10.74%)	$639,300 (+17.56%) Land $230,800 Building $408,500	$676,020
2023	$7,129.00	$543,800 Land $212,900 Building $330,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEEKONK WATER DISTRICT serves 13,801 people · EPA ID MA4265000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures