540 Post Oak St, Overton, TX 75684 Property Records

Rusk County property record for 540 Post Oak St, Overton, TX 75684

Property Summary

Property Type	Single Family Home
Details	1,744 sqft · built 1987
Lot Size	1.25 acres (54,624 sqft)
Owner	Individual Name on Record
Last Sale	$178,100 (Oct 2019)
Tax Bill	$6,051 (2026)
Deeds & Mortgages	Mar 2019 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03520-00250-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`03520-00250-00000-000000`
Alternative APN	`25809`

Interior

Stories	1 Story
Building Area	1,744 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	54,624 sqft (1.25 acres)
Lot Dimensions	142 ft deep x 182 ft wide
Garage Area	841 sqft
Patio Area	440 sqft

Location & Zoning

Account Number	03520-00250-00000-000000
Street Address	540 POST OAK ST
City	OVERTON
State	TX
Zip	75684-4540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 2 & 3 BLK 5 NORFOLK ADDN AB 374 S P HOLLINGSWORTH SUR
Legal Subdivision	NORFOLK ADDN
Legal Block	5
Legal Lot Number	2,3
Jurisdiction	RUSK TX
Township / Civil Division	OVERTON
Census Block Group	2
Census Block	2041
Census Tract	950400

Owner

Source: Rusk County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 POST OAK ST, OVERTON, TX 75684-4540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Nov 16, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 2, 2019	Vendor's Lien, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2019 · Amount on Record
Deed Sale	Oct 2, 2019 · Amount on Record
Deed Document Number	2019202869
Deed Book / Page	3665 / 115
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Property Address	540 POST OAK ST, OVERTON, TX 75684-4540
Transaction Type	Mortgage
Record Updated	Dec 27, 2022
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003629/729
Date	Mar 25, 2019
Book Page	3629/729
Instrument	197098

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Property Address	540 POST OAK ST, OVERTON, TX 75684-4540
Transaction Type	Mortgage
Record Updated	Dec 27, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003738/564
Date	Nov 16, 2020
Book Page	3738/564
Instrument	214441

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2049

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RUSK TX
Recording Date	Oct 2, 2019
Property Address	540 POST OAK ST, OVERTON, TX 75684-4540
Document Number	003665/115
Book / Page	3665 / 115
Map Reference	VOL 832 PG 550
Instrument Date	Oct 2, 2019
Instrument	202869
Transaction Type	Transfer
Record Updated	Dec 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8327 STATE HIGHWAY 42 N, OVERTON, TX 75684-3328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 COUNTY ROAD 421 N, HENDERSON, TX 75652-8724

Mortgage

Document Number	0000202870
Date	Oct 2, 2019
Instrument	202870

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rusk County
Municipality	New London City
Unified School District	West Rusk County Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,051.00 (+85.44%) Homeowner's exemption	$243,470 (+0.52%) Land $30,060 Building $213,410	$243,470 (+0.52%) Land $30,060 Building $213,410
2025	$3,263.00 (-16.65%) Homeowner's exemption	$242,220 (+3.77%) Land $28,810 Building $213,410	$242,220 (+3.77%) Land $28,810 Building $213,410
2023		$233,420 Land $27,050 Building $206,370	$233,420 Land $27,050 Building $206,370
2022	$3,915.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW LONDON serves 2,484 people · EPA ID TX2010024
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: AT&T, Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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