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540 Poole Rd, Westminster, MD 21157 Property Records

Carroll County property record for 540 Poole Rd, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,320 sqft · built 1961
Lot Size0.258 acres (11,238 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Aug 2021)
Tax Bill$3,477 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
Jan 2018 Transfer
Flood ZoneZone X (minimal risk)
APN07-028598

Property Details

APN / Parcel Number

Primary APN07-028598
Alternative APNs
  • 7028598
  • 028598

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,320 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area11,238 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
PorchPorch
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number028598
Street Address540 POOLE RD
CityWESTMINSTER
StateMD
Zip21157-6043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-100
Legal DescriptionLT 1 - 75X150 540 POOLE RD 3-49 COLVILLA
Legal SubdivisionCOLVILLA
Legal Lot Number1
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group1
Census Block1009
Census Tract507802

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address540 POOLE RD, WESTMINSTER, MD 21157-6043
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed, Transfer · VA Mortgage
UNIVERSAL MORTGAGE & FINANCE INC
Jan 18, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2021 · Amount on Record
Deed SaleAug 16, 2021 · Amount on Record
Deed Book / Page10406 / 322
Prior Transfer DateJan 12, 2018
Prior Transfer Doc0089200241
Record UpdatedOct 29, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateAug 16, 2021
Property Address540 POOLE RD, WESTMINSTER, MD 21157-6043
Document Number0104060322
Book / Page10406 / 322
Map ReferenceMB 3 FO 49
Instrument DateJul 23, 2021
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyNOT AVAILABLE, GALAXY SETTLEMENTS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010406329
DateAug 16, 2021
Instrument10406/329
Lender
NameUNIVERSAL MORTGAGE & FINANCE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCARROLL MD
Recording DateJan 18, 2018
Property Address540 POOLE RD, WESTMINSTER, MD 21157-6043
Document Number0089200241
Book / Page008920 / 000241
Instrument DateJan 12, 2018
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2523 RIDGE RD WESTMINSTER MD 21157, WESTMINSTER, MD 21157

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,477.00 (+8.32%)$310,500 (+29.92%) Land $91,000 Building $219,500$310,500 (+29.92%) Land $91,000 Building $219,500
2025$3,210.00 (+18.89%)
2023$2,700.00$239,000 Land $91,000 Building $148,000$239,000 Land $91,000 Building $148,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people · EPA ID MD0060015
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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