540 Placid Dr, Mount Ulla, NC 28125 Property Records

Rowan County property record for 540 Placid Dr, Mount Ulla, NC 28125

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,028 sqft · built 1906
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$22,000 (Feb 2017)
Tax Bill	$881 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550 050`

Property Details

APN / Parcel Number

Primary APN	`550 050`
Alternative APN	`6342857`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,028 sqft Living Area
1st Floor Area	1,028 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Detached
Garage Area	576 sqft

Exterior Amenities

Porch	Porch
Porch Area	292 sqft
Lean-To	Lean-To
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	540 PLACID DR
City	MOUNT ULLA
State	NC
Zip	28125-9617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.02AC TR5
Legal Subdivision	J CECIL WAGGONER ESTATE
Legal Tract	5
Jurisdiction	ROWAN NC
Township / Civil Division	MOUNT ULLA
Census Block Group	2
Census Block	2028
Census Tract	51901

Owner

Source: Rowan County records, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 PLACID DR, MOUNT ULLA, NC 28125-9617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 1, 2017	Warranty Deed, Transfer TERRY C & DELORES E WAGGONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2017 · Amount on Record
Deed Sale	Feb 1, 2017 · Amount on Record
Deed Book / Page	1284 / 292
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	540 PLACID DR, MOUNT ULLA, NC 28125-9617
Transaction Type	Mortgage
Record Updated	Jan 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014150578
Date	Dec 20, 2022
Book Page	1415/578

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SALISBURY, NC 28145

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 1, 2017
Property Address	540 PLACID DR, MOUNT ULLA, NC 28125-9617
Document Number	0012840292
Book / Page	001284 / 000292
Instrument Date	Feb 1, 2017
Transaction Type	Transfer
Record Updated	Feb 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$44.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2083 TRIPLETT RD MOUNT ULLA NC 281259711, MOUNT ULLA, NC 28125-9711

Mortgage

Document Number	12840293
Date	Feb 1, 2017
Book Page	001284/000293

Lender

Name	TERRY C & DELORES E WAGGONER
Address	630 PLACID DR, MOUNT ULLA, NC 28125-9606
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$881.00	$131,607 (-) Land $36,720 Building $94,887
2023	$881.00	$131,607 Land $36,720 Building $94,887	$131,607 Land $36,720 Building $94,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

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