540 Piney Way, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 540 Piney Way, Morro Bay, CA 93442

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 3.5 ba · 1,658 sqft · built 1928
Lot Size	0.165 acres (7,200 sqft)
Owner	Company Name on Record
Last Sale	$710,000 (Nov 2017)
Tax Bill	$8,904 (2025)
Deeds & Mortgages	Apr 2019 Transfer Dec 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`066-152-018`

Property Details

APN / Parcel Number

Primary APN	`066-152-018`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,658 sqft Living Area
1st Floor Area	1,658 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Multi-Family
Construction Type	Wood
Lot Area	7,200 sqft (0.165 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	540 PINEY WAY
City	MORRO BAY
State	CA
Zip	93442-2397
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2
Legal Description	CY MB MORRO HTS BL 17 LT 15 & PTN LT 16
Legal Subdivision	MORRO HEIGHTS
Legal Block	17
Legal Lot Number	15,16
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3023
Census Tract	10602

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1145 MORRO AVE, MORRO BAY, CA 93442-2019
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 22, 2017	Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2017 · Amount on Record
Deed Sale	Nov 22, 2017 · Amount on Record
Deed Document Number	201753897
Last Transfer Date	Apr 8, 2019
Transfer Doc	0000012311
Record Updated	Oct 29, 2026

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 8, 2019
Property Address	540 PINEY WAY, MORRO BAY, CA 93442-2397
Document Number	0000012311
Instrument Date	Apr 8, 2019
Instrument	12311
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1350 STAFFORD ST SAN LUIS OBISPO CA 934051919, SAN LUIS OBISPO, CA 93405-1919

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 20, 2018
Property Address	540 PINEY WAY, MORRO BAY, CA 93442-2397
Document Number	0000052160
Instrument Date	Dec 20, 2018
Instrument	52160
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1350 STAFFORD ST SAN LUIS OBISPO CA 934051919, SAN LUIS OBISPO, CA 93405-1919

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 22, 2017
Property Address	540 PINEY WAY, MORRO BAY, CA 93442-2397
Document Number	0000053897
Instrument Date	Oct 13, 2017
Instrument	53897
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$781.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 PINEY WAY MORRO BAY CA 934422354, MORRO BAY, CA 93442-2354

Mortgage

Document Number	53898
Date	Nov 22, 2017
Instrument	53898

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$824,010 (+2%) Land $406,202 Building $417,808
2025	$8,904.00 (+3.61%)	$807,854 (+4.04%) Land $398,238 Building $409,616
2023	$8,594.00 (+6.68%)	$776,486 Land $382,775 Building $393,711
2022	$8,056.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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