540 Pine Ridge Rd, Zebulon, NC 27597 Property Records

Franklin County property record for 540 Pine Ridge Rd, Zebulon, NC 27597

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,318 sqft · built 2022
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$940,000 (Sep 2026)
Tax Bill	$5,579 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2728-17-3589`

Property Details

APN / Parcel Number

Primary APN	`2728-17-3589`
Alternative APNs	`J12 00 053` `1027785` `000103`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,318 sqft Total Area
Basement Area	1,566 sqft
Finished Basement	1,566 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Other
Exterior Material	Concrete Block
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Garage Type	Mixed
Garage Area	624 sqft
Porch	Slab
Deck Area	126 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	540 PINE RIDGE RD
City	ZEBULON
State	NC
Zip	27597-6112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO R-30
Legal Subdivision	BRANTLEY TR
Legal Lot Number	7
Jurisdiction	FRANKLIN NC
Township / Civil Division	DUNN
Census Block Group	3
Census Block	3005
Census Tract	60802

Owner

540 Pine Ridge Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Franklin County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	540 PINE RIDGE RD, ZEBULON, NC 27597-6112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
May 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage GOPRIME MORTGAGE INC
May 6, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on File
Deed Sale	Sep 28, 2026 · Amount on File
Prior Sale	May 6, 2021 · Amount on File
Deed Document Number	202610118576
Deed Book / Page	2444 / 1754
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Sep 28, 2026
Property Address	540 PINE RIDGE RD, ZEBULON, NC 27597-6112
Document Number	0010118576
Book / Page	2444 / 1754
Instrument Date	Sep 22, 2026
Instrument	202610118576
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	MARKET TITLE, MARKET TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189,880.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 PINE RIDGE RD, ZEBULON, NC 27597-6112

Mortgage

Document Number	0010118576,
Date	Sep 28, 2026
Book Page	2444/1756
Instrument	202610118576

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	540 PINE RIDGE RD, ZEBULON, NC 27597-6112
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 PINE RIDGE RD, ZEBULON, NC 27597-6112

Mortgage

Document Number	0023340789
Date	May 17, 2023
Book Page	2334/789
Instrument	10075311

Lender

Name	GOPRIME MORTGAGE INC
Address	APEX, NC 27502

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	May 6, 2021
Property Address	540 PINE RIDGE RD, ZEBULON, NC 27597-6112
Document Number	0022531627
Book / Page	2253 / 1627
Map Reference	MB 2020 PG 435
Instrument Date	Apr 21, 2021
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Amount	Amount on Record
Tax	$65.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	489 HOWARD TANT RD, ZEBULON, NC 27597-6138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2400 PILOT RILEY RD, ZEBULON, NC 27597-6385

Tax Assessment & Valuation

The 2025 property tax bill for 540 Pine Ridge Rd was $5,579.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,579.00	$885,930 Land $290,960 Building $594,970	$885,930 Land $290,960 Building $594,970
2023	$4,515.00	$489,540 Land $93,690 Building $395,850	$489,540 Land $93,690 Building $395,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Pine Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Pine Ridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Ridge Rd

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