Lake County property record for 540 Pine Ln, Lake Forest, IL 60045 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 1958 |
| Square Footage | 4,990 sqft Living Area |
| Lot Size | 62,583 sqft (1.43 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,400,000 (2016) |
| Tax Bill | $35,121.00 (2024) |
| Primary APN | 12-28-402-003 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 4,990 sqft Living Area |
| Gross Area | 9,393 sqft Gross Area |
| 1st Floor | 4,490 sqft 1st Floor |
| Basement Area | 3,592 sqft Basement |
| Finished Basement | 500 sqft Finished |
| Unfinished Basement | 3,092 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 62,583 sqft (1.43 acres) |
| Depth X Width | 300 ft x 150 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 936 sqft Garage |
| Porch | Enclosed Porch |
| Porch Area | 627 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 540 PINE LN |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-1434 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CLARENCE H.ROSS RESUB. LOT 1 |
| Legal Subdivision | CLARENCE H.ROSS RESUB. |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IL |
| Minor Civil Division | SHIELDS |
| Census Blockgroup | 2 |
| Census Block | 2020 |
| Census Tract | 863400 |
Source: Lake County records · APN 12-28-402-003
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 540 PINE LN, LAKE FOREST, IL 60045-1434 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Feb 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ALBERT ZOLLER |
| Sep 05, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RICHARDS CHILDRENS TRUST (CT) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 16, 2016 · Amount on Record |
| Deed Sale | Mar 16, 2016 · Amount on Record |
| Prior Sale | Jul 29, 1997 · Amount on Record |
| Deed Doc Number | 20167276048 |
| Last Transfer Date | Jul 10, 2018 |
| Transfer Doc | 0007510637 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 540 PINE LN, LAKE FOREST, IL 60045-1434 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007891877 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 7891877 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 540 PINE LN, LAKE FOREST, IL 60045-1434 |
| Document Number | 0007575773 |
| Instrument Date | Feb 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 540 PINE LN LAKE FOREST IL 600451434, LAKE FOREST, IL 60045-1434 |
| Document Number | 0007575773 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 7575773 |
| Name | ALBERT ZOLLER |
|---|---|
| Address | 101 E 5TH ST EP-MN-510, ST PAUL, MN 55101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jul 11, 2022 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 05, 2018 |
| Property Address | 540 PINE LN, LAKE FOREST, IL 60045-1434 |
| Document Number | 0007510637 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 7510637 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 540 PINE LN LAKE FOREST IL 600451434, LAKE FOREST, IL 60045-1434 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 540 PINE LN, LAKE FOREST, IL 60045-1434 |
| Document Number | 0007488053 |
| Instrument Date | May 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 540 PINE LN LAKE FOREST IL 600451434, LAKE FOREST, IL 60045-1434 |
| Document Number | 0007488053 |
|---|---|
| Date | Jun 04, 2018 |
| Instrument | 7488053 |
| Name | RICHARDS CHILDRENS TRUST (CT) |
|---|---|
| Address | 101 5TH ST E, ST PAUL, MN 55101-1898 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jun 03, 2020 |
Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $751,390 (+35.11%) Land $477,198 Building $274,192 | $2,254,395 (+35.11%) Land $1,431,737 Building $822,658 | |
| 2024 | $35,121.00 (+28.34%) | ||
| 2023 | $27,365.00 (+2.46%) | $556,134 (+21.1%) Land $353,193 Building $202,941 | $1,668,569 (+21.1%) Land $1,059,685 Building $608,884 |
| 2022 | $26,708.00 | $459,220 Land $291,644 Building $167,576 | $1,377,797 Land $875,019 Building $502,778 |
540 Pine Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lake County (17097C), updated February 20, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 30th in Illinois |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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