540 Pine Ave, Whitefish, MT 59937 Property Records

Flathead County property record for 540 Pine Ave, Whitefish, MT 59937 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,832 sqft · built 1919
Lot Size	0.351 acres (15,290 sqft)
Owner	2 Individual Names on File
Last Sale	$528,400 (Apr 2019)
Tax Bill	$4,113 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Feb 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0785934`

Property Details

APN / Parcel Number

Primary APN	`R0785934`
Alternative APNs	`07-4293-31-4-01-19-0000` `0000900960`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,832 sqft Living Area
1st Floor Area	1,216 sqft
Upper Floors Area	912 sqft
Attic	Attic
Attic Area	616 sqft
Basement Area	1,120 sqft
Finished Basement	1,120 sqft
Family Room	Family Room

Exterior

Year Built	Built 1919
Effective Year Built	Effective 2005
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	15,290 sqft (0.351 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft
Deck Area	547 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000900960
Street Address	540 PINE AVE
City	WHITEFISH
State	MT
Zip	59937-2754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAAS MONTE VISTA ADD, S31, T31 N, R21 W, BLOCK 002, LOT 004, LT 4 & S2 LT 5
Legal Range	21W
Legal Township	31N
Legal Section	31
Legal Subdivision	MAAS MONTE VISTA ADD
Legal Block	2
Legal Lot Number	4,5
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	3
Census Block	3012
Census Tract	404

Owner

Source: Flathead County records · APN R0785934

Assessment roll updated September 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	540 PINE AVE, WHITEFISH, MT 59937-2754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2023	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Feb 25, 2022	Intrafamily Transfer, Transfer
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 11, 2019	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 11, 2019 · Amount on Record
Deed Sale	Apr 11, 2019 · Amount on Record
Deed Document Number	20196693
Last Transfer Date	Dec 08, 2021
Transfer Doc	0000005115
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	540 PINE AVE, WHITEFISH, MT 59937-2754
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300010331
Date	Jul 07, 2023
Instrument	202300010331

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jun 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Feb 25, 2022
Property Address	540 PINE AVE, WHITEFISH, MT 59937-2754
Document Number	202200005115
Instrument Date	Dec 08, 2021
Instrument	202200005115
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 PINE AVE, WHITEFISH, MT 59937-2754

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	540 PINE AVE, WHITEFISH, MT 59937-2754
Transaction Type	Mortgage
Record Updated	Jan 01, 2020
Title Company	ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900032700
Date	Dec 16, 2019
Instrument	201900032700

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 11, 2019
Property Address	540 PINE AVE, WHITEFISH, MT 59937-2754
Document Number	201900006693
Instrument Date	Apr 11, 2019
Instrument	201900006693
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	540 PINE AVE, WHITEFISH, MT 59937-2754

Mortgage

Document Number	201900006694
Date	Apr 11, 2019
Instrument	201900006694

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,113.00 (-0.02%)	$1,103,700 (+84.26%)	$1,103,700 (+84.26%) Land $339,005 Building $764,695
2023	$4,114.00	$599,000	$599,000 Land $232,370 Building $366,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290004043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 169 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, MontanaSky Networks, VFN Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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