Highlands County property record for 540 Phillips Rd, Sebring, FL 33875 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 4,667 sqft Living Area |
| Lot Size | 39,539 sqft (0.907 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $7,000 (2006) |
| Tax Bill | $5,541.00 (2024) |
| Primary APN | C036912041800000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 4,667 sqft Living Area |
| Stories | 1 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Slate Roof |
| Lot Area | 39,539 sqft (0.907 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 700 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Deck Area | 254 sqft Deck |
|---|---|
| Patio Area | 1,596 sqft Patio |
| Porch | Open Porch |
| Porch Area | 941 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Old Parcel Number | C036912041800000 |
|---|---|
| Street Address | 540 PHILLIPS RD |
| City | SEBRING |
| State | FL |
| Zip | 33875-0001 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEBRING LAKES ACRES UNIT 3 TRACT 418 PER RB 230-PG 20 |
| Legal Range | 29E |
| Legal Township | 36S |
| Legal Section | 03 |
| Legal Subdivision | SEBRING LAKES ACRES UNIT 03 |
| Legal Tract | 418 |
| Legal Unit | 3 |
| Jurisdiction | HIGHLANDS FL |
| Minor Civil Division | LAKE PLACID |
| Census Blockgroup | 1 |
| Census Block | 1052 |
| Census Tract | 961401 |
Source: Highlands County records · APN C036912041800000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 PHILLIPS RD, SEBRING, FL 33875-0001 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 04, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage METROPOLITAN HOME MORTGAGE INC |
| Sep 24, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2006 · Amount on Record |
| Deed Sale | Nov 13, 2006 · Amount on Record |
| Prior Sale | Apr 06, 2005 · Amount on Record |
| Deed Doc Number | 1425273 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 540 PHILLIPS RD, SEBRING, FL 33875-0001 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2021 |
| Name | Verified Name |
|---|---|
| Address | 540 PHILLIPS RD, SEBRING, FL 33875-0001 |
| Document Number | 0002019913 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 2803/534 |
| Instrument | 2019913 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 540 PHILLIPS RD, SEBRING, FL 33875-0001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0001966144 |
|---|---|
| Date | Dec 04, 2019 |
| Book Page | 2726/0736 |
| Instrument | 1966144 |
| Name | METROPOLITAN HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92799 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 24, 2020 |
| Property Address | 540 PHILLIPS RD, SEBRING, FL 33875-0001 |
| Document Number | 0002000049 |
| Book / Page | 002774 / 001586 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 2000049 |
| Transaction Type | Transfer |
| Record Updated | Oct 07, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $28.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 540 PHILLIPS RD SEBRING FL 338750001, SEBRING, FL 33875-0001 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $431,885 (+78.68%) | $483,568 (+31.54%) Land $14,000 Building $469,568 | |
| 2024 | $5,541.00 (+82.21%) | ||
| 2023 | $3,041.00 (-0.72%) Homeowner's exemption Disabled Person's exemption | $241,709 (+3%) | $367,608 (+7.93%) Land $13,000 Building $354,608 |
| 2022 | $3,063.00 Homeowner's exemption Disabled Person's exemption | $234,669 | $340,613 Land $8,500 Building $332,113 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 79% of the US · above 67% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 225 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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