540 Phillips Rd, Lexington, NC 27295 Property Records

Davidson County property record for 540 Phillips Rd, Lexington, NC 27295

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,956 sqft · built 2009
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Feb 2020)
Tax Bill	$920 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-008-0-000-0004-E`

Property Details

APN / Parcel Number

Primary APN	`14-008-0-000-0004-E`
Alternative APN	`9245256`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,956 sqft Total Area
1st Floor Area	1,810 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)
Lot Width	141 ft Width

Exterior Amenities

Porch	Slab
Porch Area	10 sqft
Deck Area	16 sqft
Patio Area	237 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9245256
Street Address	540 PHILLIPS RD
City	LEXINGTON
State	NC
Zip	27295-9319
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RA3
Legal Description	L4E BK2394-2000 PHILLIPS RD
Legal Subdivision	GRIMES BYERLY PHILLIPS PROP
Legal Phase	1
Jurisdiction	DAVIDSON NC
Township / Civil Division	REEDY CREEK
Census Block Group	1
Census Block	1004
Census Tract	60303

Owner

Source: Davidson County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	540 PHILLIPS RD, LEXINGTON, NC 27295-9319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 13, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2020 · Amount on File
Deed Sale	Feb 13, 2020 · Amount on File
Prior Sale	Dec 10, 2003
Deed Document Number	20203273
Deed Book / Page	2394 / 2000
Prior Transfer Date	Dec 6, 2011
Prior Transfer Doc	0020390014
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	540 PHILLIPS RD, LEXINGTON, NC 27295-9319
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024571267
Date	Feb 11, 2021
Book Page	2457/1267
Instrument	2021000003229

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Feb 13, 2020
Property Address	540 PHILLIPS RD, LEXINGTON, NC 27295-9319
Document Number	0023942000
Book / Page	002394 / 002000
Instrument Date	Feb 13, 2020
Instrument	3273
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MYERS RD LEXINGTON NC 272958291, LEXINGTON, NC 27295-8291

Mortgage

Document Number	23942003
Date	Feb 13, 2020
Book Page	002394/002003
Instrument	3274

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2050

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,030 (-)	$146,030 (-) Land $25,180 Building $120,850
2025	$920.00 (-1.6%)	$146,030 (-0.09%)	$146,030 (-0.09%) Land $25,180 Building $120,850
2023	$935.00	$146,160	$146,160 Land $25,180 Building $120,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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