540 Pearson Cir, Newport, NC 28570 Property Records

Carteret County property record for 540 Pearson Cir, Newport, NC 28570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,912 sqft · built 2005
Lot Size	0.349 acres (15,202 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,000 (Aug 2013)
Tax Bill	$1,162 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6315.02.77.2638000`

Property Details

APN / Parcel Number

Primary APN	`6315.02.77.2638000`
Alternative APNs	`145601` `50187`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,912 sqft Heated Area
Gross Area	1,668 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,202 sqft (0.349 acres)
Lot Dimensions	190 ft deep x 80 ft wide
Porch	Slab
Porch Area	160 sqft
Deck Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	50187
Street Address	540 PEARSON CIR
City	NEWPORT
State	NC
Zip	28570-5020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15M
Legal Description	L13 BROAD RIDGE
Legal Subdivision	BROAD RIDGE
Legal Block	77
Legal Lot Number	13
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3002
Census Tract	970804

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 PEARSON CIR, NEWPORT, NC 28570-5020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2013 · Amount on Record
Deed Sale	Aug 23, 2013 · Amount on Record
Prior Sale	Dec 1, 2005 · Amount on Record
Deed Document Number	20131458078
Deed Book / Page	1458 / 78
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	540 PEARSON CIR, NEWPORT, NC 28570-5020
Document Number	0016540126
Instrument Date	Nov 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	540 PEARSON CIR NEWPORT NC 285705020, NEWPORT, NC 28570-5020

Mortgage

Document Number	0016540126
Date	Nov 6, 2019
Book Page	001654/000126

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,008 (-) Land $59,445 Building $289,563	$349,008 (-) Land $59,445 Building $289,563
2025	$1,162.00 (+16.9%)	$349,008 (+73.99%) Land $59,445 Building $289,563	$349,008 (+73.99%) Land $59,445 Building $289,563
2023		$200,595 Land $43,560 Building $157,035	$200,595 Land $43,560 Building $157,035
2022	$994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 128 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	128 in force
Nearby Flood Claims	140 (1994–2024)
Claims Outside the SFHA	24 of 140
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Florence, Sep 2018 · 54 claims Hurricane Ophelia, Sep 2005 · 20 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20