540 Park St, Willard, OH 44890 Property Records

Huron County property record for 540 Park St, Willard, OH 44890

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,984 sqft · built 1912
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Tax Bill	$1,436 (2025)
Deeds & Mortgages	May 2023 Transfer Jul 2020 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`51-0270-03-056-0000`

Property Details

APN / Parcel Number

Primary APN	`51-0270-03-056-0000`
Alternative APN	`492273`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,984 sqft Living Area
1st Floor Area	1,002 sqft
2nd Floor Area	982 sqft
Basement Area	852 sqft
Unfinished Basement	852 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Terrain	High
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	782 sqft
Patio Area	440 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	492273
Street Address	540 PARK ST
City	WILLARD
State	OH
Zip	44890-1349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1057
Legal Lot Number	1057
Jurisdiction	HURON OH
Township / Civil Division	WILLARD
Census Block Group	1
Census Block	1007
Census Tract	916300

Owner

540 Park St is owned by an individual who acquired it in May 2023.

Source: Huron County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	326 W TIFFIN ST, WILLARD, OH 44890-1251
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Affidavit of Death of Joint Tenant, Transfer
Jul 10, 2020	Deed of Trust, Mortgage · Line of Credit PREMIER BK
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage PREMIER BK
Oct 21, 2019	Deed of Trust, Mortgage · Line of Credit HOME SVGS BK
Sep 5, 2019	Deed of Trust, Mortgage · Line of Credit HOME SVGS BK
Jun 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOME SVGS BK
Feb 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Last Transfer Date	May 11, 2023
Transfer Doc	0000002228
Record Updated	Oct 29, 2026

May 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HURON OH
Recording Date	May 12, 2023
Property Address	540 PARK ST, WILLARD, OH 44890-1349
Document Number	0000002228
Instrument Date	May 11, 2023
Instrument	202305120002228
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	326 W TIFFIN ST, WILLARD, OH 44890-1251

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	540 PARK ST, WILLARD, OH 44890-1349
Document Number	0000004193
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 PARK ST WILLARD OH 448901349, WILLARD, OH 44890-1349

Mortgage

Document Number	0000004193
Date	Jul 13, 2020
Instrument	4193

Lender

Name	PREMIER BK
Type	Bank
Address	WILLARD, OH 44890

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 12, 2040

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	540 PARK ST, WILLARD, OH 44890-1349
Document Number	0000004192
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 PARK ST WILLARD OH 448901349, WILLARD, OH 44890-1349

Mortgage

Document Number	0000004192
Date	Jul 13, 2020
Instrument	4192

Lender

Name	PREMIER BK
Type	Bank
Address	WILLARD, OH 44890

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 12, 2030

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	540 PARK ST, WILLARD, OH 44890-1349
Document Number	0000005889
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 PARK ST WILLARD OH 448901349, WILLARD, OH 44890-1349

Mortgage

Document Number	0000005889
Date	Oct 24, 2019
Instrument	5889

Lender

Name	HOME SVGS BK
Type	Federal Savings Bank
Address	WILLARD, OH 44890

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 23, 2039

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	540 PARK ST, WILLARD, OH 44890-1349
Document Number	0000004891
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 PARK ST WILLARD OH 448901349, WILLARD, OH 44890-1349

Mortgage

Document Number	0000004891
Date	Sep 9, 2019
Instrument	4891

Lender

Name	HOME SVGS BK
Type	Federal Savings Bank
Address	WILLARD, OH 44890

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 8, 2029

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	540 PARK ST, WILLARD, OH 44890-1349
Document Number	0000003833
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 PARK ST WILLARD OH 448901349, WILLARD, OH 44890-1349

Mortgage

Document Number	0000003833
Date	Jun 25, 2018
Instrument	3833

Lender

Name	HOME SVGS BK
Type	Federal Savings Bank
Address	YOUNGSTOWN, OH 44501-1111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 24, 2028

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HURON OH
Recording Date	Feb 10, 2017
Property Address	540 PARK ST, WILLARD, OH 44890-1349
Document Number	0000000785
Instrument Date	Feb 6, 2017
Instrument	785
Transaction Type	Transfer
Record Updated	May 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	540 PARK ST WILLARD OH 448901349, WILLARD, OH 44890-1349

Tax Assessment & Valuation

The 2025 property tax bill for 540 Park St was $1,436, down 5.4% from the year before.

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Willard City
Unified School District	Willard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,436.00 (-5.4%)	$42,890 (-) Land $4,810 Building $38,080	$122,540 (-) Land $13,750 Building $108,790
2024	$1,518.00 (+60.47%)	$42,890 (+24.68%) Land $4,810 Building $38,080	$122,540 Land $13,750 Building $108,790
2023	$946.00 (-3.07%)	$34,400 (-) Land $3,500 Building $30,900
2022	$976.00	$34,400 Land $3,500 Building $30,900
2021			$98,290 Land $10,000 Building $88,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Park St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 540 Park St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD CITY serves 7,099 people · EPA ID OH3901511
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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