540 Park Ave, Umatilla, FL 32784 Property Records

Lake County property record for 540 Park Ave, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,547 sqft · built 1972
Lot Size	0.222 acres (9,680 sqft)
Owner	Individual Name on Record
Last Sale	$99,000 (Dec 2014)
Tax Bill	$864 (2024)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-18-26-0600-017-01900`

Property Details

APN / Parcel Number

Primary APN	`12-18-26-0600-017-01900`
Alternative APNs	`261812060001701900` `1500567`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,547 sqft Living Area
1st Floor Area	1,547 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,680 sqft (0.222 acres)
Lot Dimensions	100 ft deep x 88 ft wide
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	64 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1500567
Street Address	540 PARK AVE
City	UMATILLA
State	FL
Zip	32784-8160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	UMATILLA NORTH UMATILLA SLY 38 FT OF LOT 19 LOT 20 BLK 17 PB 6 PGS 35-37 ORB 4567 PG 2192
Legal Range	26E
Legal Township	18S
Legal Section	12
Legal Subdivision	NORTH UMATILLA
Legal Tract	0600
Legal Block	17
Legal Lot Number	19
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1044
Census Tract	30110

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 PARK AVE, UMATILLA, FL 32784-8160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2014 · Amount on Record
Deed Sale	Dec 30, 2014 · Amount on Record
Prior Sale	Oct 9, 2012 · Amount on Record
Deed Document Number	2014138589
Deed Book / Page	4567 / 2192
Prior Transfer Date	Oct 25, 2005
Prior Transfer Doc	0030171392
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	540 PARK AVE, UMATILLA, FL 32784-8160
Document Number	0052480362
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 PARK AVE UMATILLA FL 327848160, UMATILLA, FL 32784-8160

Mortgage

Document Number	0052480362
Date	Mar 13, 2019
Book Page	005248/000362
Instrument	27681

Lender

Name	INSIGHT CU
Address	LEESBURG, FL 34748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,760 (+2.9%)	$217,325 (-) Land $78,750 Building $138,575
2025		$75,570 (+5.97%)	$217,325 (+19.84%) Land $78,750 Building $138,575
2024	$864.00 (+1.89%)
2023	$848.00 (+9%) Homeowner's exemption	$71,310 (+2.99%)	$181,342 (+7.47%) Land $47,250 Building $134,092
2022	$778.00 Homeowner's exemption	$69,240	$168,742 Land $34,650 Building $134,092

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20