Freeborn County property record for 540 Park Ave, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,153 sqft · built 1900 |
| Lot Size | 0.2 acres (8,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $78,000 (Mar 2020) |
| Tax Bill | $2,654 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.123.0330 |
| Primary APN | 34.123.0330 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,153 sqft Living Area |
| 1st Floor Area | 1,397 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,500 sqft (0.2 acres) |
| Lot Dimensions | 100 ft deep x 85 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Porch | Slab |
| Porch Area | 300 sqft |
| Deck Area | 190 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 540 PARK AVE |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-4433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BALLARD'S ADDITION LOT-3&4 BLOCK-00C LOT 3 & 4 & N 13 FT LOT 2 BLK C BALLARD'S ADDITION CITY OF ALBERT LEA |
| Legal Subdivision | BALLARD'S ADDITION |
| Legal Block | C |
| Legal Lot Number | 3&4 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 180400 |
Source: Freeborn County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 540 PARK AVE, ALBERT LEA, MN 56007-4433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Sep 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Mar 4, 2020 | Limited Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2020 · Amount on Record |
| Deed Sale | Mar 4, 2020 · Amount on Record |
| Deed Document Number | 2020V1069617 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 540 PARK AVE, ALBERT LEA, MN 56007-4433 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A550640 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | A550640 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 1, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREEBORN MN |
| Recording Date | Sep 3, 2021 |
| Property Address | 540 PARK AVE, ALBERT LEA, MN 56007-4433 |
| Document Number | 000A550638 |
| Instrument Date | Aug 27, 2021 |
| Instrument | A550638 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $577.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 PARK AVE, ALBERT LEA, MN 56007-4433 |
| Document Number | 000A550639 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | A550639 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Number | 000A550640 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | A550640 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 1, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | FREEBORN MN |
| Recording Date | Mar 4, 2020 |
| Property Address | 540 PARK AVE, ALBERT LEA, MN 56007-4433 |
| Document Number | CRV1069617 |
| Instrument Date | Mar 3, 2020 |
| Instrument | CRV1069617 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2174 EASTRIDGE CTR, EAU CLAIRE, WI 54701-3403 |
| Name | Verified Name |
|---|---|
| Address | 7633 COLFAX AVE S, RICHFIELD, MN 55423-3925 |
| Document Number | 000A541754 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | A541754 |
| Name | ASSOCIATED BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,654.00 Homeowner's exemption | $196,100 (+17.78%) Land $27,100 Building $169,000 | $196,100 (+17.78%) Land $27,100 Building $169,000 |
| 2025 | $2,654.00 (+23.33%) | ||
| 2023 | $2,152.00 (-54.83%) Homeowner's exemption | $166,500 Land $27,100 Building $139,400 | $166,500 Land $27,100 Building $139,400 |
| 2020 | $4,764.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Most Recent Claim | Dec 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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