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540 Palomar Ave, La Jolla, CA 92037 Property Records

San Diego County property record for 540 Palomar Ave, La Jolla, CA 92037 · Last verified July 2026

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,268 sqft · built 1980
Lot Size0.144 acres (6,267 sqft)
OwnerIndividual Name on File
Last Sale$910,000 (Feb 2020)
Tax Bill$14,540 (2025)
Deeds & MortgagesMar 2021 Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351-612-06-01

Property Details

APN / Parcel Number

Primary APN351-612-06-01

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,268 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleDuplex Single
Lot Area6,267 sqft (0.144 acres)

Location & Zoning

Street Address540 PALOMAR AVE
CityLA JOLLA
StateCA
Zip92037-6142
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLOT 29 US 1 PER DOCS89-386569&15-244552&UND INT IN TR 001993
Legal SubdivisionLA JOLLA GABLES
Legal Tract001993
Legal Block5
Legal Lot Number29
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group5
Census Block5017
Census Tract8101

Owner

Source: San Diego County records · APN 351-612-06-01

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address540 PALOMAR AVE, LA JOLLA, CA 92037-6142
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 28, 2020Grant Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 28, 2020 · Amount on Record
Deed SaleFeb 28, 2020 · Amount on Record
Prior SaleMay 15, 2015 · Amount on Record
Deed Document Number2020104866
Prior Transfer DateMay 04, 2015
Prior Transfer Doc0000249380
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address540 PALOMAR AVE, LA JOLLA, CA 92037-6142
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address560 PALOMAR AVE, LA JOLLA, CA 92037-6142

Mortgage

Document Number0000162343
DateMar 02, 2021
Instrument2021-0162343
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 28, 2020
Property Address540 PALOMAR AVE, LA JOLLA, CA 92037-6142
Document Number0000104866
Instrument DateJan 24, 2020
Instrument104866
Transaction TypeTransfer
Record UpdatedMar 09, 2020
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,001.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7428 FAY AVE LA JOLLA CA 920375040, LA JOLLA, CA 92037-5040

Mortgage

Document Number104867
DateFeb 28, 2020
Instrument104867
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 27, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,147,172 (+2%) Land $959,343 Building $187,829
2025$14,540.00 (+10.25%) Homeowner's exemption$1,124,680 (+4.04%) Land $940,533 Building $184,147
2023$13,188.00 (+6.84%) Homeowner's exemption$1,081,010 Land $904,012 Building $176,998
2022$12,344.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730081015, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 709 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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