540 Oxbow Dr, Myrtle Beach, SC 29579 Property Records

Horry County property record for 540 Oxbow Dr, Myrtle Beach, SC 29579

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,680 sqft · built 2003
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$41,900 (Dec 2001)
Tax Bill	$1,565 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`398-13-03-0024`

Property Details

APN / Parcel Number

Primary APN	`398-13-03-0024`
Alternative APN	`1633601064`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,680 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Attached
Garage Area	500 sqft
Deck Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	540 OXBOW DR
City	MYRTLE BEACH
State	SC
Zip	29579-5153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION LAKES @ C F; LOT 107 PH I
Legal Subdivision	PLANTATION LAKES @ C F
Legal Lot Number	107
Jurisdiction	HORRY SC
Township / Civil Division	CONWAY EAST
Census Block Group	2
Census Block	2004
Census Tract	60206

Owner

540 Oxbow Dr is owned and occupied by two individuals who acquired it in June 2002.

Source: Horry County records, as of February 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	540 OXBOW DR, MYRTLE BEACH, SC 29579-5153
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK
Jan 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2001 · Amount on File
Deed Sale	Dec 13, 2001 · Amount on File
Deed Document Number	2001742406
Deed Book / Page	2434 / 1084
Last Transfer Date	Jun 28, 2002
Transfer Doc	2502/1310
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	540 OXBOW DR, MYRTLE BEACH, SC 29579-5153
Document Number	6252/2797
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 OXBOW DR MYRTLE BEACH SC 295795153, MYRTLE BEACH, SC 29579-5153

Mortgage

Document Number	6252/2797
Date	Aug 17, 2020
Book Page	006252/002797

Lender

Name	TRUIST BK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 16, 2045

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	540 OXBOW DR, MYRTLE BEACH, SC 29579-5153
Document Number	6168/2460
Instrument Date	Jan 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 OXBOW DR MYRTLE BEACH SC 295795153, MYRTLE BEACH, SC 29579-5153

Mortgage

Document Number	6168/2460
Date	Jan 10, 2020
Book Page	006168/002460

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	540 OXBOW DR, MYRTLE BEACH, SC 29579-5153
Document Number	6010/0085
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 OXBOW DR MYRTLE BEACH SC 295795153, MYRTLE BEACH, SC 29579-5153

Mortgage

Document Number	6010/0085
Date	Jul 19, 2018
Book Page	006010/000085

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 540 Oxbow Dr was $1,565.

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,565.00
2024	$1,565.00 (+7.34%)	$22,197 (+58.96%) Land $7,000 Building $15,197	$554,931 (+48.54%) Land $175,000 Building $379,931
2023	$1,458.00	$13,964 Land $3,360 Building $10,604	$373,600 Land $84,000 Building $289,600
2021	$1,410.00	$14,944 Land $3,360 Building $11,584	$373,600 Land $84,000 Building $289,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 540 Oxbow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Oxbow Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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