Union County and Union Township property record for 540 Olive Ter, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | 1,838 sqft · built 1940 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Oct 2020) |
| Tax Bill | $12,245 (2025) |
| Deeds & Mortgages | May 2023 Sale Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-02513-0000-00020 |
| Primary APN | 19-02513-0000-00020 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,838 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 100 ft deep x 55 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 540 OLIVE TER |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-7325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TOWNSHIP/UNION |
| Legal Block | 2513 |
| Legal Lot Number | 20 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 33300 |
540 Olive Ter is owned and occupied by two individuals who bought it in October 2020.
Source: Union County and Union Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 OLIVE TER, UNION, NJ 07083-7325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2023 | Deed, Transfer |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Oct 9, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2020 · Amount on File |
| Deed Sale | Oct 9, 2020 · Amount on File |
| Prior Sale | May 19, 1980 |
| Deed Document Number | 2020328887 |
| Deed Book / Page | 6385 / 18 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 31, 2023 |
| Property Address | 540 OLIVE TER, UNION, NJ 07083-7325 |
| Document Number | 0065090403 |
| Book / Page | 6509 / 403 |
| Instrument Date | Mar 28, 2023 |
| Instrument | 29257 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 SKY VIEW GARDEN RD, LEBANON, NJ 08833-3208 |
| Name | Verified Name |
|---|---|
| Address | 1505 ELAINE TER, UNION, NJ 07083-4703 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 540 OLIVE TER, UNION, NJ 07083-7325 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0149142870 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 14914/2870 |
| Instrument | 7437 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Oct 1, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 9, 2020 |
| Property Address | 540 OLIVE TER, UNION, NJ 07083-7325 |
| Document Number | 0063850018 |
| Book / Page | 6385 / 18 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 328887 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,624.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 540 OLIVE TER, 540, UNION, NJ 07083-7325 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 540 OLIVE TER, UNION, NJ 07083-7325 |
| Document Number | 700682 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 700682 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 540 Olive Ter was $12,245, up 4.4% from the year before.
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,500 (-) Land $20,400 Building $32,100 | $52,500 (-) Land $20,400 Building $32,100 | |
| 2025 | $12,245.00 (+4.35%) | $52,500 Land $20,400 Building $32,100 | $52,500 Land $20,400 Building $32,100 |
| 2024 | $11,734.00 | ||
| 2023 | $52,500 Land $20,400 Building $32,100 | $52,500 Land $20,400 Building $32,100 | |
| 2022 | $10,980.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 540 Olive Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 540 Olive Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 779 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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