540 Old Geneva Rd, Geneva, FL 32732 Property Records

Seminole County property record for 540 Old Geneva Rd, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,595 sqft · built 1990
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$232,000 (Jan 2005)
Tax Bill	$1,517 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-20-32-300-029A-0000`

Property Details

APN / Parcel Number

Primary APN	`16-20-32-300-029A-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,595 sqft Living Area
1st Floor Area	1,595 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	1,156 sqft
Carport	Carport
Carport Area	1 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	540 OLD GENEVA RD
City	GENEVA
State	FL
Zip	32732-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 16 TWP 20S RGE 32E S 208.71 FT OF E 233.71 FT OF N 1/2 OF SE 1/4 OF NW 1/4 OF SE 1/4 (LESS E 25 FT FOR RD)
Legal Range	32E
Legal Township	20S
Legal Section	16
Legal Subdivision	METES & BOUNDS
Legal Tract	300
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1005
Census Tract	21201

Owner

540 Old Geneva Rd is owned and occupied by an individual who bought it in January 2005.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	540 OLD GENEVA RD, GENEVA, FL 32732-9506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2005 · Amount on File
Deed Sale	Jan 28, 2005 · Amount on File
Prior Sale	Mar 5, 2003
Deed Document Number	2005015426
Deed Book / Page	05596 / 0785
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	540 OLD GENEVA RD, GENEVA, FL 32732-9506
Document Number	0093160688
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 OLD GENEVA RD GENEVA FL 327329506, GENEVA, FL 32732-9506

Mortgage

Document Number	0093160688
Date	Mar 18, 2019
Book Page	009316/000688
Instrument	27466

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 17, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 540 Old Geneva Rd was $1,517 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,517.00 Homeowner's exemption	$147,501	$246,819 Land $46,000 Building $200,819
2023	$1,626.00 (+3.11%) Homeowner's exemption	$139,169 (+3%)	$214,831 (+2.69%) Land $44,000 Building $170,831
2022	$1,577.00 Homeowner's exemption	$135,116	$209,194 Land $40,000 Building $169,194

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Old Geneva Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	16 (1994–2022)
Claims Outside the SFHA	7 of 16
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 3 claims Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Old Geneva Rd is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20