Siskiyou County property record for 540 Oak St, McCloud, CA 96057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,737 sqft · built 1935 |
| Lot Size | 0.421 acres (18,352 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Aug 2020) |
| Tax Bill | $6,274 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-132-070-000 |
| Primary APN | 049-132-070-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,737 sqft Living Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Lot Area | 18,352 sqft (0.421 acres) |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Wood Furnace |
| Heating Fuel | Wood |
| Old Parcel Number | 049-132-070 |
|---|---|
| Street Address | 540 OAK ST |
| City | MCCLOUD |
| State | CA |
| Zip | 96057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES-1 |
| Legal Subdivision | MC CLOUD SUB |
| Legal Lot Number | 121 |
| Jurisdiction | SISKIYOU CA |
| Township / Civil Division | MCCLOUD-MEDICINE LAKE |
| Census Block Group | 2 |
| Census Block | 2537 |
| Census Tract | 1200 |
Source: Siskiyou County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 172, MCCLOUD, CA 96057-0172 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2020 · Amount on Record |
| Deed Sale | Aug 25, 2020 · Amount on Record |
| Prior Sale | Jun 24, 2014 · Amount on Record |
| Deed Document Number | 20207849 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SISKIYOU CA |
| Recording Date | Aug 25, 2020 |
| Property Address | 540 OAK ST, MCCLOUD, CA 96057 |
| Document Number | 0000007849 |
| Map Reference | MB 3 PG 114-133 |
| Instrument Date | Aug 18, 2020 |
| Instrument | 2020-0007849 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | MT SHASTA T&E CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 540 OAK ST, MCCLOUD, CA 96057 |
| Document Number | 0000007850 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 2020-0007850 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Siskiyou County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | Siskiyou County |
| Elementary School District | McCloud Union Elementary School District (KG - 08) |
| Secondary School District | Siskiyou Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $579,640 (+2%) Land $49,683 Building $529,957 | |
| 2025 | $6,274.00 (+3.62%) | $568,275 (+4.04%) Land $48,709 Building $519,566 |
| 2023 | $6,055.00 (+1.85%) | $546,210 Land $46,818 Building $499,392 |
| 2022 | $5,945.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Nearby Flood Policies | 31 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCLOUD C.S.D. serves 1,317 people · EPA ID CA4710006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 7 ppb (2025–2027) action level 15 ppb |
| Water Quality | E. coli resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Coliform assessment Aug 2019 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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