540 Neel Rd, Salisbury, NC 28147 Property Records

Rowan County property record for 540 Neel Rd, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,568 sqft · built 1962
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Dec 2022)
Tax Bill	$2,014 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Oct 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`464B272`

Property Details

APN / Parcel Number

Primary APN	`464B272`
Alternative APN	`6346402`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,568 sqft Living Area
1st Floor Area	1,626 sqft
Basement Area	1,366 sqft
Finished Basement	1,366 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	18 sqft
Deck Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	540 NEEL RD
City	SALISBURY
State	NC
Zip	28147-8597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L8 NEEL ESTATES SCE 1
Legal Subdivision	NEEL ESTATES
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	2
Census Block	2009
Census Tract	51202

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	540 NEEL RD, SALISBURY, NC 28147-8597
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 17, 2022	Warranty Deed, Transfer OS NATIONAL LLC, OS NATIONAL
Feb 14, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Aug 28, 2017	Warranty Deed, Transfer · Line of Credit BANK OF NC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Prior Sale	Oct 17, 2022 · Amount on Record
Deed Book / Page	1415 / 155
Prior Transfer Date	Jan 27, 2009
Prior Transfer Doc	0011370090
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 12, 2022
Property Address	540 NEEL RD, SALISBURY, NC 28147-8597
Document Number	0014150155
Book / Page	1415 / 155
Map Reference	MB 9995 PG 962
Instrument Date	Dec 9, 2022
Transaction Type	Transfer
Record Updated	Dec 22, 2022
Title Company	NOT AVAILABLE, OS NATIONAL OD DIVISION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 NEEL RD, SALISBURY, NC 28147-8597

Mortgage

Document Number	0001415156
Date	Dec 12, 2022
Instrument	1415/156

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 17, 2022
Property Address	540 NEEL RD, SALISBURY, NC 28147-8597
Document Number	0014110960
Book / Page	1411 / 960
Map Reference	MB 9995 PG 962
Instrument Date	Oct 17, 2022
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	OS NATIONAL LLC, OS NATIONAL

Transaction

Amount	Amount Recorded
Tax	$559.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2264 BECKS CHURCH RD, 2264, LEXINGTON, NC 27292-8342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 14, 2018
Property Address	540 NEEL RD, SALISBURY, NC 28147-8597
Document Number	0013040232
Book / Page	001304 / 000232
Instrument Date	Feb 14, 2018
Transaction Type	Transfer
Record Updated	Feb 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$340.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	540 NEEL RD SALISBURY NC 281478597, SALISBURY, NC 28147-8597

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 28, 2017
Property Address	540 NEEL RD, SALISBURY, NC 28147-8597
Document Number	0012950544
Book / Page	001295 / 000544
Instrument Date	Aug 23, 2017
Transaction Type	Transfer
Record Updated	Sep 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	208 GALLARIE PL SALISBURY NC 281442169, SALISBURY, NC 28144-2169

Mortgage

Document Number	12950545
Date	Aug 28, 2017
Book Page	001295/000545

Lender

Name	BANK OF NC
Type	Bank
Address	SALISBURY, NC 28147

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,014.00	$297,377 (-) Land $34,000 Building $263,377	$297,377 (-) Land $34,000 Building $263,377
2025	$2,014.00	$297,377 (-) Land $34,000 Building $263,377
2023	$2,014.00	$297,377 Land $34,000 Building $263,377	$297,377 Land $34,000 Building $263,377

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Neel Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures