540 N Mesa Ave, Montrose, CO 81401 Property Records

Montrose County property record for 540 N Mesa Ave, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1921
Lot Size	0.134 acres (5,850 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jan 2021)
Tax Bill	$1,101 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`3767-281-09-007`

Property Details

APN / Parcel Number

Primary APN	`3767-281-09-007`
Alternative APN	`R0002703`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Heated Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1945
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,850 sqft (0.134 acres)
Lot Dimensions	90 ft deep x 65 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	R0002703
Street Address	540 N MESA AVE
City	MONTROSE
State	CO
Zip	81401-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: MARCHANT & PEABODYS SUBD BLOCK: 21 LOT: 14 THRU:- LOT: 16 WLY 90 FT 6 IN -IN FRT LOTS 14-16 S: 28 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	28
Legal Subdivision	MARCHANT & PEABODYS
Legal Block	21
Legal Lot Number	14-16
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	3
Census Block	3021
Census Tract	966302

Owner

540 N Mesa Ave is owned and occupied by an individual who bought it in January 2021.

Source: Montrose County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	540 N MESA AVE, MONTROSE, CO 81401-3231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Jan 29, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Prior Sale	Nov 30, 2016 · Amount on File
Deed Document Number	2021931313
Prior Transfer Date	Dec 18, 1967
Prior Transfer Doc	0564000753
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	540 N MESA AVE, MONTROSE, CO 81401-3231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	927532
Date	Nov 2, 2020
Instrument	927532

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	84030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Jan 29, 2021
Property Address	540 N MESA AVE, MONTROSE, CO 81401-3231
Document Number	931313
Instrument Date	Jan 28, 2021
Instrument	931313
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$24.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 540 N Mesa Ave was $1,101, up 36.3% from the year before.

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,101.00 (+36.26%)	$16,970 (+49.38%)	$240,740 Land $68,000 Building $172,740
2024	$808.00 (+4.66%)	$11,360 (-27.23%) Land $2,780 Building $8,580
2023	$772.00	$15,610 Land $3,820 Building $11,790	$169,610 Land $41,530 Building $128,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 540 N Mesa Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 N Mesa Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx, Verizon.

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