540 N McKinley Ave, Oxnard, CA 93030 Property Records

Ventura County property record for 540 N McKinley Ave, Oxnard, CA 93030

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,771 sqft · built 1949
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Nov 2011)
Tax Bill	$2,906 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`201-0-032-240`

Property Details

APN / Parcel Number

Primary APN	`201-0-032-240`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,771 sqft Living Area
1st Floor Area	1,771 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Area	583 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	70 sqft

Location & Zoning

Street Address	540 N MCKINLEY AVE
City	OXNARD
State	CA
Zip	93030-3662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 6 LOT: 49 REF: 012MR 096
Legal Subdivision	LA COLONIA SUBDIVISION #6
Legal Tract	6
Legal Block	32
Legal Lot Number	49
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1008
Census Tract	3101

Owner

540 N McKinley Ave is owned and occupied by two individuals who bought it in November 2011.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	540 N MCKINLEY AVE, OXNARD, CA 93030-3662
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE
Jan 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2011 · Amount on File
Deed Sale	Nov 9, 2011 · Amount on File
Prior Sale	Jan 18, 2011 · Amount on File
Deed Document Number	2011169954
Prior Transfer Date	Aug 18, 2003
Prior Transfer Doc	0000318832
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	540 N MCKINLEY AVE, OXNARD, CA 93030-3662
Transaction Type	Mortgage
Record Updated	Sep 18, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	963 LOMBARD ST, OXNARD, CA 93030-5569
Investor	Possibly a Property Investor

Mortgage

Document Number	0000190228
Date	Oct 19, 2021
Instrument	20211019-00190228

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	540 N MCKINLEY AVE, OXNARD, CA 93030-3662
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012843
Date	Jan 30, 2017
Instrument	20170130-00012843

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	540 N MCKINLEY AVE, OXNARD, CA 93030-3662
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108213
Date	Aug 22, 2017
Instrument	20170822-00108213

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 540 N McKinley Ave was $2,906, up 2.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$237,004 (+2%) Land $160,141 Building $76,863
2025	$2,906.00 (+2.18%)	$232,357 Land $157,001 Building $75,356
2024	$2,844.00 (+3.76%)
2023	$2,741.00 (+3.08%)	$223,335 Land $150,904 Building $72,431
2022	$2,659.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 540 N McKinley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 N McKinley Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 835 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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