540 N Gem St, Tulare, CA 93274 Property Records

Tulare County property record for 540 N Gem St, Tulare, CA 93274

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,584 sqft · built 1938
Lot Size	0.177 acres (7,717 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Sep 2022)
Tax Bill	$3,636 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`170-181-018-000`

Property Details

APN / Parcel Number

Primary APN	`170-181-018-000`
Alternative APNs	`170-181-018` `17018118000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Construction Type	Wood
Lot Area	7,717 sqft (0.177 acres)
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	170-181-018
Street Address	540 N GEM ST
City	TULARE
State	CA
Zip	93274-2840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	COLLEGE GDN LT 19 BLK 3
Legal Subdivision	COLLEGE GDN
Legal Block	3
Legal Lot Number	19
Jurisdiction	TULARE CA
Township / Civil Division	TULARE
Census Block Group	4
Census Block	4028
Census Tract	2303

Owner

Source: Tulare County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 N GEM ST, TULARE, CA 93274-2840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 9, 2022	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 13, 2022	Grant Deed, Transfer · Conventional Mortgage LMF 2 LP
Sep 25, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2022 · Amount on Record
Deed Sale	Sep 9, 2022 · Amount on Record
Prior Sale	Jan 13, 2022 · Amount on Record
Deed Document Number	202256083
Prior Transfer Date	Aug 9, 2011
Prior Transfer Doc	0000049693
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	540 N GEM ST, TULARE, CA 93274-2840
Transaction Type	Mortgage
Record Updated	Jul 14, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 W FOUNTAIN WAY, FRESNO, CA 93705-3327

Mortgage

Document Number	0000030296
Date	Jul 3, 2023
Instrument	2023-0030296

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Oct 1, 2052

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Sep 9, 2022
Property Address	540 N GEM ST, TULARE, CA 93274-2840
Document Number	0000056083
Map Reference	MB 18 PG 57
Instrument Date	Aug 17, 2022
Instrument	2022-0056083
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 W FOUNTAIN WAY, FRESNO, CA 93705-3327

Mortgage

Document Number	0000056084
Date	Sep 9, 2022
Instrument	2022-0056084

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Jan 13, 2022
Property Address	540 N GEM ST, TULARE, CA 93274-2840
Document Number	0000002799
Map Reference	MB 18 PG 57
Instrument Date	Jan 6, 2022
Instrument	2022-0002799
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2779 BULLARD AVE, CLOVIS, CA 93611-3414

Mortgage

Document Number	0000002800
Date	Jan 13, 2022
Instrument	2022-0002800

Lender

Name	LMF 2 LP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2023

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	TULARE CA
Recording Date	Sep 25, 2018
Property Address	540 N GEM ST, TULARE, CA 93274-2840
Document Number	0000052907
Instrument Date	Sep 6, 2018
Instrument	52907
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	540 GEM ST

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Tulare City
Elementary School District	Tulare City Elementary School District (KG - 08)
Secondary School District	Tulare Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$339,586 (+2%) Land $68,978 Building $270,608
2025	$3,636.00 (+2.97%)	$332,928 (+4.04%) Land $67,626 Building $265,302
2023	$3,531.00 (+483.64%)	$320,000 Land $65,000 Building $255,000
2022	$605.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TULARE serves 72,241 people · EPA ID CA5410015
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on N Gem St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures