Ventura County property record for 540 N Garfield Ave, Oxnard, CA 93030
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,574 sqft · built 1945 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Sep 1997) |
| Tax Bill | $2,721 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 201-0-023-270 |
| Primary APN | 201-0-023-270 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,574 sqft Living Area |
| 1st Floor Area | 1,574 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 40 sqft |
| Street Address | 540 N GARFIELD AVE |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93030-3611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | TRACT: 1 LOT: 49 REF: 016MR 058 |
| Legal Subdivision | LA COLONIAL SUBDIVISION #1 |
| Legal Tract | 1 |
| Legal Block | 23 |
| Legal Lot Number | 49 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 3101 |
540 N Garfield Ave is owned and occupied by two individuals who acquired it in March 2000.
Source: Ventura County records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 N GARFIELD AVE, OXNARD, CA 93030-3611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 1997 · Amount on File |
| Deed Sale | Sep 15, 1997 · Amount on File |
| Deed Document Number | 1997120007 |
| Last Transfer Date | Mar 6, 2000 |
| Transfer Doc | 0000103649 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 540 N GARFIELD AVE, OXNARD, CA 93030-3611 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 540 N GARFIELD AVE, OXNARD, CA 93030-3611 |
| Document Number | 0000141239 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 20210728-00141239 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
The 2025 property tax bill for 540 N Garfield Ave was $2,721 with a homeowner's exemption, up 2.3% from the year before.
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Elementary School District | Oxnard Elementary School District (KG - 08) |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $228,815 (+2%) Land $131,203 Building $97,612 | |
| 2025 | $2,721.00 (+2.25%) Homeowner's exemption | $224,329 Land $128,630 Building $95,699 |
| 2024 | $2,661.00 (+3.82%) | |
| 2023 | $2,563.00 (+3.14%) Homeowner's exemption | $215,619 Land $123,635 Building $91,984 |
| 2022 | $2,485.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 540 N Garfield Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 540 N Garfield Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 835 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T, GeoLinks, T-Mobile, Verizon.
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